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1000 Formulas
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Math
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35 formulas
0001 / Arithmetic and Ratios
\[Part = Base \cdot \frac{Percent}{100}\]
These formulas convert between a part, a base amount, and a percentage.
0002 / Arithmetic and Ratios
\[Percent = \frac{Part}{Base} \cdot 100\]
These formulas convert between a part, a base amount, and a percentage.
0003 / Arithmetic and Ratios
\[Base = \frac{Part}{Percent / 100}\]
These formulas convert between a part, a base amount, and a percentage.
0004 / Arithmetic and Ratios
\[\%\ Change = \frac{New - Old}{Old} \cdot 100\]
Percent change compares a new value to an original value.
0005 / Arithmetic and Ratios
\[New = Old \left(1 + \frac{\%\ Change}{100}\right)\]
Percent change compares a new value to an original value.
0006 / Arithmetic and Ratios
\[Old = \frac{New}{1 + \frac{\%\ Change}{100}}\]
Percent change compares a new value to an original value.
0007 / Arithmetic and Ratios
\[Ratio = \frac{a}{b}\]
Ratios compare quantities and proportions set two ratios equal.
0008 / Arithmetic and Ratios
\[ad = bc\]
If \(\frac{a}{b} = \frac{c}{d}\), then cross multiplication gives \(ad = bc\).
0009 / Arithmetic and Ratios
\[Unit\ Rate = \frac{Quantity}{Units}\]
Ratios compare quantities and proportions set two ratios equal.
0010 / Arithmetic and Ratios
\[\bar{x} = \frac{x_1 + x_2 + \cdots + x_n}{n}\]
The arithmetic mean adds all observations and divides by the count.
0011 / Arithmetic and Ratios
\[\bar{x}_w = \frac{\sum w_i x_i}{\sum w_i}\]
A weighted average gives each value a specified weight.
0012 / Arithmetic and Ratios
\[GM = \sqrt[n]{x_1 x_2 \cdots x_n}\]
The geometric mean is common in growth-rate and ratio problems.
0013 / Arithmetic and Ratios
\[HM = \frac{n}{\sum \frac{1}{x_i}}\]
The harmonic mean is useful for rates such as speed over equal distances.
0014 / Arithmetic and Ratios
\[d = rt\]
Distance equals rate multiplied by time.
0015 / Arithmetic and Ratios
\[r = \frac{d}{t}\]
Rate is distance divided by time.
0016 / Arithmetic and Ratios
\[t = \frac{d}{r}\]
Time is distance divided by rate.
0017 / Arithmetic and Ratios
\[\frac{1}{T} = \frac{1}{T_1} + \frac{1}{T_2}\]
For two workers, combined work rate is the sum of individual rates.
0018 / Arithmetic and Ratios
\[Rate = \frac{Work}{Time}\]
Work rate measures how much work is completed per unit of time.
0019 / Arithmetic and Ratios
\[\rho = \frac{m}{V}\]
Density is mass divided by volume.
0020 / Arithmetic and Ratios
\[m = \rho V\]
Mass equals density times volume.
0021 / Arithmetic and Ratios
\[V = \frac{m}{\rho}\]
Volume equals mass divided by density.
0022 / Arithmetic and Ratios
\[C = \frac{Amount\ of\ Solute}{Total\ Solution}\]
Concentration compares dissolved material to total solution.
0023 / Arithmetic and Ratios
\[C_1V_1 = C_2V_2\]
Dilution keeps the amount of solute constant before and after mixing.
0024 / Arithmetic and Ratios
\[Selling\ Price = Cost \left(1 + \frac{Markup}{100}\right)\]
Markup adds a percent of cost to the original cost.
0025 / Arithmetic and Ratios
\[Sale\ Price = List\ Price \left(1 - \frac{Markdown}{100}\right)\]
Markdown subtracts a percentage from list price.
0026 / Arithmetic and Ratios
\[Total = Price \left(1 + \frac{Tax}{100}\right)\]
Sales tax increases the pretax price by the tax rate.
0027 / Arithmetic and Ratios
\[Price = \frac{Total}{1 + \frac{Tax}{100}}\]
Divide the final total by one plus the tax rate.
0028 / Arithmetic and Ratios
\[Commission = Sales \cdot \frac{Rate}{100}\]
Commission pay is a percentage of sales.
0029 / Arithmetic and Ratios
\[Tip = Bill \cdot \frac{Rate}{100}\]
Tip is computed as a percentage of the bill.
0030 / Arithmetic and Ratios
\[Total = Bill + Tip\]
The total owed is the bill plus the tip amount.
0031 / Arithmetic and Ratios
\[Discount = Price \cdot \frac{Rate}{100}\]
A simple discount removes a percentage of the original price.
0032 / Arithmetic and Ratios
\[Net\ Price = Price - Discount\]
Subtract the discount from the original price.
0033 / Arithmetic and Ratios
\[Scale\ Factor = \frac{New\ Length}{Original\ Length}\]
A scale factor compares a new measurement to the original.
0034 / Arithmetic and Ratios
\[y = kx\]
In direct variation, the ratio \(\frac{y}{x}\) stays constant.
0035 / Arithmetic and Ratios
\[y = \frac{k}{x}\]
In inverse variation, the product \(xy\) stays constant.
50 formulas
0036 / Algebra and Functions
\[ax + b = c\]
A linear equation has degree one and graphs as a straight line.
0037 / Algebra and Functions
\[x = \frac{c - b}{a}\]
Subtract the constant term and divide by the coefficient of x.
0038 / Algebra and Functions
\[m = \frac{y_2 - y_1}{x_2 - x_1}\]
Slope measures the change in y over the change in x.
0039 / Algebra and Functions
\[y - y_1 = m(x - x_1)\]
Point-slope form builds a line from one point and a slope.
0040 / Algebra and Functions
\[y = mx + b\]
Slope-intercept form shows the slope and y-intercept directly.
0041 / Algebra and Functions
\[Ax + By = C\]
Standard form is common for systems of equations.
0042 / Algebra and Functions
\[\left(\frac{x_1 + x_2}{2}, \frac{y_1 + y_2}{2}\right)\]
The midpoint lies halfway between two points.
0043 / Algebra and Functions
\[d = \sqrt{(x_2 - x_1)^2 + (y_2 - y_1)^2}\]
The distance formula comes from the Pythagorean theorem.
0044 / Algebra and Functions
\[\left(\frac{mx_2 + nx_1}{m+n}, \frac{my_2 + ny_1}{m+n}\right)\]
This gives the point dividing a segment in the ratio m:n.
0045 / Algebra and Functions
\[x = \frac{-b \pm \sqrt{b^2 - 4ac}}{2a}\]
The quadratic formula solves \(ax^2 + bx + c = 0\).
0046 / Algebra and Functions
\[\Delta = b^2 - 4ac\]
The discriminant tells how many real roots a quadratic has.
0047 / Algebra and Functions
\[x_v = -\frac{b}{2a}\]
The axis of symmetry of a parabola passes through the vertex.
0048 / Algebra and Functions
\[y_v = f\left(-\frac{b}{2a}\right)\]
Substitute the vertex x-value into the quadratic to get y.
0049 / Algebra and Functions
\[r_1 + r_2 = -\frac{b}{a}\]
Vieta's formulas connect coefficients to roots.
0050 / Algebra and Functions
\[r_1 r_2 = \frac{c}{a}\]
The product of roots follows from Vieta's formulas.
0051 / Algebra and Functions
\[a^2 - b^2 = (a-b)(a+b)\]
A difference of squares factors into conjugates.
0052 / Algebra and Functions
\[a^2 + 2ab + b^2 = (a+b)^2\]
Use this identity when a trinomial matches a square pattern.
0053 / Algebra and Functions
\[a^2 - 2ab + b^2 = (a-b)^2\]
This identity expands a squared difference.
0054 / Algebra and Functions
\[(a+b)^3 = a^3 + 3a^2b + 3ab^2 + b^3\]
This is the standard expansion for a binomial cube.
0055 / Algebra and Functions
\[(a-b)^3 = a^3 - 3a^2b + 3ab^2 - b^3\]
Use alternating signs for the cube of a difference.
0056 / Algebra and Functions
\[a^3 + b^3 = (a+b)(a^2 - ab + b^2)\]
This factors a sum of two cubes.
0057 / Algebra and Functions
\[a^3 - b^3 = (a-b)(a^2 + ab + b^2)\]
This factors a difference of two cubes.
0058 / Algebra and Functions
\[a^m a^n = a^{m+n}\]
When multiplying like bases, add exponents.
0059 / Algebra and Functions
\[\frac{a^m}{a^n} = a^{m-n}\]
When dividing like bases, subtract exponents.
0060 / Algebra and Functions
\[\left(a^m\right)^n = a^{mn}\]
Multiply exponents when raising a power to a power.
0061 / Algebra and Functions
\[(ab)^n = a^n b^n\]
Distribute the exponent across factors.
0062 / Algebra and Functions
\[\left(\frac{a}{b}\right)^n = \frac{a^n}{b^n}\]
Distribute the exponent across numerator and denominator.
0063 / Algebra and Functions
\[a^{-n} = \frac{1}{a^n}\]
A negative exponent moves the base to the denominator.
0064 / Algebra and Functions
\[a^0 = 1\]
Any nonzero base raised to the zero power equals one.
0065 / Algebra and Functions
\[a^{1/n} = \sqrt[n]{a}\]
A denominator in the exponent corresponds to a root.
0066 / Algebra and Functions
\[a^{m/n} = \sqrt[n]{a^m}\]
A rational exponent combines powers and roots.
0067 / Algebra and Functions
\[\log_{10}(x) = y \iff 10^y = x\]
A logarithm asks what exponent produces a value.
0068 / Algebra and Functions
\[\ln(x) = y \iff e^y = x\]
The natural log is the logarithm base e.
0069 / Algebra and Functions
\[\log_b(xy) = \log_b x + \log_b y\]
The log of a product becomes a sum.
0070 / Algebra and Functions
\[\log_b\left(\frac{x}{y}\right) = \log_b x - \log_b y\]
The log of a quotient becomes a difference.
0071 / Algebra and Functions
\[\log_b(x^n) = n \log_b x\]
Bring exponents down as coefficients.
0072 / Algebra and Functions
\[\log_b x = \frac{\log_k x}{\log_k b}\]
Change-of-base lets you rewrite any logarithm using a convenient base.
0073 / Algebra and Functions
\[x = \log_b y \iff y = b^x\]
Exponential and logarithmic functions undo each other.
0074 / Algebra and Functions
\[a_n = a_1 + (n-1)d\]
Arithmetic sequences change by a constant difference.
0075 / Algebra and Functions
\[S_n = \frac{n}{2}(a_1 + a_n)\]
Sum the first n terms of an arithmetic sequence.
0076 / Algebra and Functions
\[a_n = a_1 r^{n-1}\]
Geometric sequences change by a constant ratio.
0077 / Algebra and Functions
\[S_n = a_1 \frac{1-r^n}{1-r}\]
Use this when the ratio is not one.
0078 / Algebra and Functions
\[S_\infty = \frac{a_1}{1-r}\]
This converges only when \(|r| < 1\).
0079 / Algebra and Functions
\[(f \circ g)(x) = f(g(x))\]
Composition applies one function inside another.
0080 / Algebra and Functions
\[f\left(f^{-1}(x)\right) = x\]
An inverse function undoes the original function.
0081 / Algebra and Functions
\[\frac{f(b) - f(a)}{b-a}\]
This measures how fast a function changes across an interval.
0082 / Algebra and Functions
\[|a+bi| = \sqrt{a^2 + b^2}\]
The modulus is the distance from the origin in the complex plane.
0083 / Algebra and Functions
\[\overline{a+bi} = a-bi\]
The conjugate flips the sign of the imaginary part.
0084 / Algebra and Functions
\[re^{i\theta} = r(\cos\theta + i\sin\theta)\]
Euler form converts between polar and rectangular complex numbers.
0085 / Algebra and Functions
\[\left(r(\cos\theta + i\sin\theta)\right)^n = r^n(\cos n\theta + i\sin n\theta)\]
Use De Moivre's theorem for powers of complex numbers.
63 formulas
0086 / Plane Geometry
\[A = s^2\]
Area of a square from one side length.
0087 / Plane Geometry
\[P = 4s\]
Perimeter is four times the side length.
0088 / Plane Geometry
\[d = s\sqrt{2}\]
The diagonal follows from the Pythagorean theorem.
0089 / Plane Geometry
\[s = \sqrt{A}\]
Take the square root of the area.
0090 / Plane Geometry
\[s = \frac{P}{4}\]
Divide the perimeter by four.
0091 / Plane Geometry
\[A = lw\]
Rectangle area is length times width.
0092 / Plane Geometry
\[P = 2l + 2w\]
Add both length and width pairs.
0093 / Plane Geometry
\[d = \sqrt{l^2 + w^2}\]
Use the Pythagorean theorem on the sides.
0094 / Plane Geometry
\[l = \frac{A}{w}\]
Solve the area formula for length.
0095 / Plane Geometry
\[w = \frac{A}{l}\]
Solve the area formula for width.
0096 / Plane Geometry
\[A = \frac{1}{2}bh\]
Use base times height divided by two.
0097 / Plane Geometry
\[P = a + b + c\]
Perimeter is the sum of side lengths.
0098 / Plane Geometry
\[a^2 + b^2 = c^2\]
This relates the legs and hypotenuse of a right triangle.
0099 / Plane Geometry
\[A = \sqrt{s(s-a)(s-b)(s-c)}\]
Heron's formula uses all three side lengths and the semiperimeter.
0100 / Plane Geometry
\[s = \frac{a+b+c}{2}\]
The semiperimeter is half the full perimeter.
0101 / Plane Geometry
\[r = \frac{A}{s}\]
The inradius equals area divided by semiperimeter.
0102 / Plane Geometry
\[R = \frac{abc}{4A}\]
Use all three sides and the area.
0103 / Plane Geometry
\[A = \frac{\sqrt{3}}{4}s^2\]
An equilateral triangle has all sides equal.
0104 / Plane Geometry
\[h = \frac{\sqrt{3}}{2}s\]
The height splits the triangle into two 30-60-90 triangles.
0105 / Plane Geometry
\[P = 3s\]
Perimeter is three times one side length.
0106 / Plane Geometry
\[A = bh\]
Area is base times perpendicular height.
0107 / Plane Geometry
\[P = 2(a+b)\]
Opposite sides are equal.
0108 / Plane Geometry
\[b = \frac{A}{h}\]
Solve the area formula for base.
0109 / Plane Geometry
\[h = \frac{A}{b}\]
Solve the area formula for height.
0110 / Plane Geometry
\[A = \frac{1}{2}(b_1+b_2)h\]
Average the parallel bases and multiply by height.
0111 / Plane Geometry
\[m = \frac{b_1+b_2}{2}\]
The median equals the average of the bases.
0112 / Plane Geometry
\[h = \frac{2A}{b_1+b_2}\]
Solve the area formula for height.
0113 / Plane Geometry
\[A = mh\]
Area also equals median times height.
0114 / Plane Geometry
\[A = \frac{1}{2}d_1d_2\]
Multiply the diagonals and divide by two.
0115 / Plane Geometry
\[P = 4s\]
All sides of a rhombus are equal.
0116 / Plane Geometry
\[s = \frac{P}{4}\]
Divide the perimeter by four.
0117 / Plane Geometry
\[s^2 = \left(\frac{d_1}{2}\right)^2 + \left(\frac{d_2}{2}\right)^2\]
The diagonals bisect each other at right angles.
0118 / Plane Geometry
\[A = \frac{1}{2}d_1d_2\]
Kite area uses the two diagonals.
0119 / Plane Geometry
\[P = 2(a+b)\]
A kite has two pairs of adjacent equal sides.
0120 / Plane Geometry
\[d_1 = \frac{2A}{d_2}\]
Solve the area formula for a missing diagonal.
0121 / Plane Geometry
\[C = 2\pi r\]
Circumference measures the distance around a circle.
0122 / Plane Geometry
\[A = \pi r^2\]
Area grows with the square of the radius.
0123 / Plane Geometry
\[d = 2r\]
The diameter is twice the radius.
0124 / Plane Geometry
\[r = \frac{d}{2}\]
Half the diameter gives the radius.
0125 / Plane Geometry
\[r = \frac{C}{2\pi}\]
Rearrange the circumference formula.
0126 / Plane Geometry
\[r = \sqrt{\frac{A}{\pi}}\]
Rearrange the area formula and take the square root.
0127 / Plane Geometry
\[s = r\theta\]
Use radians for the central angle.
0128 / Plane Geometry
\[A = \frac{1}{2}r^2\theta\]
Use radians for the central angle.
0129 / Plane Geometry
\[c = 2r\sin\left(\frac{\theta}{2}\right)\]
Chord length depends on radius and central angle.
0130 / Plane Geometry
\[A = \pi ab\]
Multiply the semi-major and semi-minor axes by pi.
0131 / Plane Geometry
\[e = \sqrt{1 - \frac{b^2}{a^2}}\]
Eccentricity measures how stretched an ellipse is.
0132 / Plane Geometry
\[c = \sqrt{a^2 - b^2}\]
The focus distance comes from the axes.
0133 / Plane Geometry
\[C \approx \pi \left[3(a+b) - \sqrt{(3a+b)(a+3b)}\right]\]
Ramanujan's approximation estimates ellipse circumference accurately.
0134 / Plane Geometry
\[P = ns\]
Multiply the number of sides by the side length.
0135 / Plane Geometry
\[S = (n-2)180^\circ\]
This gives the total of all interior angles.
0136 / Plane Geometry
\[\alpha = \frac{(n-2)180^\circ}{n}\]
Divide the interior-angle sum by the number of sides.
0137 / Plane Geometry
\[\beta = \frac{360^\circ}{n}\]
Exterior angles of a regular polygon are equal.
0138 / Plane Geometry
\[D = \frac{n(n-3)}{2}\]
Count all non-side connections between vertices.
0139 / Plane Geometry
\[A = \frac{1}{2}aP\]
Area uses the apothem and perimeter.
0140 / Plane Geometry
\[s = \frac{P}{n}\]
Divide the perimeter by the number of sides.
0141 / Plane Geometry
\[A = \pi(R^2-r^2)\]
Subtract the inner circle area from the outer circle area.
0142 / Plane Geometry
\[R = \sqrt{\frac{A}{\pi} + r^2}\]
Solve the annulus area formula for the outer radius.
0143 / Plane Geometry
\[r = \sqrt{R^2 - \frac{A}{\pi}}\]
Solve the annulus area formula for the inner radius.
0144 / Plane Geometry
\[(x-h)^2 + (y-k)^2 = r^2\]
This is the standard equation of a circle centered at (h, k).
0145 / Plane Geometry
\[\frac{(x-h)^2}{a^2} + \frac{(y-k)^2}{b^2} = 1\]
This is the standard form of an ellipse centered at (h, k).
0146 / Plane Geometry
\[(x-h)^2 = 4p(y-k)\]
This vertical parabola opens up or down depending on p.
0147 / Plane Geometry
\[\frac{(x-h)^2}{a^2} - \frac{(y-k)^2}{b^2} = 1\]
This hyperbola opens left-right in standard form.
0148 / Plane Geometry
\[A = \frac{1}{2}\left|\sum_{i=1}^{n} x_i y_{i+1} - y_i x_{i+1}\right|\]
Use vertex coordinates in order around the polygon.
35 formulas
0149 / Solid Geometry
\[V = s^3\]
Cube volume is the side length cubed.
0150 / Solid Geometry
\[SA = 6s^2\]
A cube has six square faces.
0151 / Solid Geometry
\[d = s\sqrt{3}\]
The long diagonal connects opposite vertices.
0152 / Solid Geometry
\[V = lwh\]
Multiply length, width, and height.
0153 / Solid Geometry
\[SA = 2(lw + lh + wh)\]
Add the areas of all faces.
0154 / Solid Geometry
\[d = \sqrt{l^2 + w^2 + h^2}\]
Use the 3D Pythagorean theorem.
0155 / Solid Geometry
\[V = \pi r^2 h\]
Use the circular base area times height.
0156 / Solid Geometry
\[LA = 2\pi rh\]
This measures the side surface only.
0157 / Solid Geometry
\[SA = 2\pi r(r+h)\]
Add the two circular bases and the lateral area.
0158 / Solid Geometry
\[V = \frac{1}{3}\pi r^2 h\]
A cone has one-third the volume of a cylinder with the same base and height.
0159 / Solid Geometry
\[\ell = \sqrt{r^2 + h^2}\]
Slant height follows from a right triangle.
0160 / Solid Geometry
\[LA = \pi r\ell\]
Use radius times slant height times pi.
0161 / Solid Geometry
\[SA = \pi r(r+\ell)\]
Add the base area and lateral area.
0162 / Solid Geometry
\[V = \frac{4}{3}\pi r^3\]
Sphere volume grows with the cube of the radius.
0163 / Solid Geometry
\[SA = 4\pi r^2\]
Sphere area grows with the square of the radius.
0164 / Solid Geometry
\[V = \frac{2}{3}\pi r^3\]
A hemisphere is half a sphere's volume.
0165 / Solid Geometry
\[CSA = 2\pi r^2\]
Curved surface excludes the circular base.
0166 / Solid Geometry
\[TSA = 3\pi r^2\]
Add the base circle to the curved area.
0167 / Solid Geometry
\[V = \frac{1}{3}Bh\]
Multiply base area by height and divide by three.
0168 / Solid Geometry
\[V = Bh\]
Any prism volume equals base area times height.
0169 / Solid Geometry
\[V = \frac{1}{3}\pi h(R^2 + Rr + r^2)\]
This is the volume of a frustum of a cone.
0170 / Solid Geometry
\[\ell = \sqrt{h^2 + (R-r)^2}\]
The slant height forms a right triangle with the height and radii difference.
0171 / Solid Geometry
\[V = \frac{4}{3}\pi abc\]
Use the three semi-axis lengths.
0172 / Solid Geometry
\[V = 2\pi^2 Rr^2\]
R is the major radius and r is the minor radius.
0173 / Solid Geometry
\[SA = 4\pi^2 Rr\]
Multiply the two circle circumferences in the torus construction.
0174 / Solid Geometry
\[V = \frac{s^3}{6\sqrt{2}}\]
This formula uses the edge length of a regular tetrahedron.
0175 / Solid Geometry
\[SA = \sqrt{3}s^2\]
A regular tetrahedron has four equilateral triangular faces.
0176 / Solid Geometry
\[V = \pi r^2 h + \frac{4}{3}\pi r^3\]
A capsule combines a cylinder and two hemispheres.
0177 / Solid Geometry
\[SA = 2\pi rh + 4\pi r^2\]
Add cylinder lateral area and sphere area.
0178 / Solid Geometry
\[V = \frac{\sqrt{2}}{3}s^3\]
This formula uses the edge length of a regular octahedron.
0179 / Solid Geometry
\[SA = 2\sqrt{3}s^2\]
A regular octahedron has eight equilateral triangles.
0180 / Solid Geometry
\[V = \frac{5(3+\sqrt{5})}{12}s^3\]
This is the volume of a regular icosahedron.
0181 / Solid Geometry
\[SA = 5\sqrt{3}s^2\]
A regular icosahedron has 20 equilateral triangular faces.
0182 / Solid Geometry
\[V = \frac{15 + 7\sqrt{5}}{4}s^3\]
This is the volume of a regular dodecahedron.
0183 / Solid Geometry
\[SA = 3\sqrt{25 + 10\sqrt{5}}\,s^2\]
A regular dodecahedron has 12 regular pentagonal faces.
43 formulas
0184 / Trigonometry
\[\sin\theta = \frac{Opposite}{Hypotenuse}\]
In a right triangle, sine compares the opposite side to the hypotenuse.
0185 / Trigonometry
\[\cos\theta = \frac{Adjacent}{Hypotenuse}\]
Cosine compares the adjacent side to the hypotenuse.
0186 / Trigonometry
\[\tan\theta = \frac{Opposite}{Adjacent}\]
Tangent compares the opposite side to the adjacent side.
0187 / Trigonometry
\[\csc\theta = \frac{1}{\sin\theta}\]
Cosecant is the reciprocal of sine.
0188 / Trigonometry
\[\sec\theta = \frac{1}{\cos\theta}\]
Secant is the reciprocal of cosine.
0189 / Trigonometry
\[\cot\theta = \frac{1}{\tan\theta}\]
Cotangent is the reciprocal of tangent.
0190 / Trigonometry
\[\sin^2\theta + \cos^2\theta = 1\]
This is the foundational trigonometric identity.
0191 / Trigonometry
\[1 + \tan^2\theta = \sec^2\theta\]
Rewrite tangent in terms of secant.
0192 / Trigonometry
\[1 + \cot^2\theta = \csc^2\theta\]
Rewrite cotangent in terms of cosecant.
0193 / Trigonometry
\[\sin(\alpha+\beta) = \sin\alpha\cos\beta + \cos\alpha\sin\beta\]
Use this to expand the sine of a sum.
0194 / Trigonometry
\[\sin(\alpha-\beta) = \sin\alpha\cos\beta - \cos\alpha\sin\beta\]
Use this to expand the sine of a difference.
0195 / Trigonometry
\[\cos(\alpha+\beta) = \cos\alpha\cos\beta - \sin\alpha\sin\beta\]
Use this to expand the cosine of a sum.
0196 / Trigonometry
\[\cos(\alpha-\beta) = \cos\alpha\cos\beta + \sin\alpha\sin\beta\]
Use this to expand the cosine of a difference.
0197 / Trigonometry
\[\tan(\alpha+\beta) = \frac{\tan\alpha+\tan\beta}{1-\tan\alpha\tan\beta}\]
Use this to combine two tangent angles.
0198 / Trigonometry
\[\tan(\alpha-\beta) = \frac{\tan\alpha-\tan\beta}{1+\tan\alpha\tan\beta}\]
Use this to subtract tangent angles.
0199 / Trigonometry
\[\sin(2\theta) = 2\sin\theta\cos\theta\]
This is the double-angle identity for sine.
0200 / Trigonometry
\[\cos(2\theta) = \cos^2\theta - \sin^2\theta\]
One form of the cosine double-angle identity.
0201 / Trigonometry
\[\cos(2\theta) = 2\cos^2\theta - 1\]
Alternate double-angle form using cosine.
0202 / Trigonometry
\[\cos(2\theta) = 1 - 2\sin^2\theta\]
Alternate double-angle form using sine.
0203 / Trigonometry
\[\tan(2\theta) = \frac{2\tan\theta}{1-\tan^2\theta}\]
This is the double-angle identity for tangent.
0204 / Trigonometry
\[\sin\left(\frac{\theta}{2}\right) = \pm \sqrt{\frac{1-\cos\theta}{2}}\]
Choose the sign from the quadrant.
0205 / Trigonometry
\[\cos\left(\frac{\theta}{2}\right) = \pm \sqrt{\frac{1+\cos\theta}{2}}\]
Choose the sign from the quadrant.
0206 / Trigonometry
\[\tan\left(\frac{\theta}{2}\right) = \frac{\sin\theta}{1+\cos\theta}\]
One common half-angle form for tangent.
0207 / Trigonometry
\[\frac{a}{\sin A} = \frac{b}{\sin B} = \frac{c}{\sin C}\]
Use the law of sines in non-right triangles.
0208 / Trigonometry
\[c^2 = a^2 + b^2 - 2ab\cos C\]
This generalizes the Pythagorean theorem.
0209 / Trigonometry
\[A = \frac{1}{2}ab\sin C\]
Use this when two sides and the included angle are known.
0210 / Trigonometry
\[Radians = Degrees \cdot \frac{\pi}{180}\]
Convert degrees to radians by multiplying by pi over 180.
0211 / Trigonometry
\[Degrees = Radians \cdot \frac{180}{\pi}\]
Convert radians to degrees by multiplying by 180 over pi.
0212 / Trigonometry
\[\sin(90^\circ-\theta) = \cos\theta\]
Sine and cosine are cofunctions.
0213 / Trigonometry
\[\cos(90^\circ-\theta) = \sin\theta\]
Cosine and sine are cofunctions.
0214 / Trigonometry
\[\tan(90^\circ-\theta) = \cot\theta\]
Tangent and cotangent are cofunctions.
0215 / Trigonometry
\[\cot(90^\circ-\theta) = \tan\theta\]
Cotangent and tangent are cofunctions.
0216 / Trigonometry
\[\sec(90^\circ-\theta) = \csc\theta\]
Secant and cosecant are cofunctions.
0217 / Trigonometry
\[\csc(90^\circ-\theta) = \sec\theta\]
Cosecant and secant are cofunctions.
0218 / Trigonometry
\[\sin\alpha\cos\beta = \frac{1}{2}[\sin(\alpha+\beta)+\sin(\alpha-\beta)]\]
Convert products of trig functions into sums.
0219 / Trigonometry
\[\cos\alpha\cos\beta = \frac{1}{2}[\cos(\alpha+\beta)+\cos(\alpha-\beta)]\]
Convert a cosine product into a sum.
0220 / Trigonometry
\[\sin\alpha\sin\beta = \frac{1}{2}[\cos(\alpha-\beta)-\cos(\alpha+\beta)]\]
Convert a sine product into a sum.
0221 / Trigonometry
\[\sin\alpha + \sin\beta = 2\sin\left(\frac{\alpha+\beta}{2}\right)\cos\left(\frac{\alpha-\beta}{2}\right)\]
Convert a sine sum into a product.
0222 / Trigonometry
\[\cos\alpha + \cos\beta = 2\cos\left(\frac{\alpha+\beta}{2}\right)\cos\left(\frac{\alpha-\beta}{2}\right)\]
Convert a cosine sum into a product.
0223 / Trigonometry
\[\cos\alpha - \cos\beta = -2\sin\left(\frac{\alpha+\beta}{2}\right)\sin\left(\frac{\alpha-\beta}{2}\right)\]
Convert a cosine difference into a product.
0224 / Trigonometry
\[x = \cos\theta\]
On the unit circle, cosine gives the x-coordinate.
0225 / Trigonometry
\[y = \sin\theta\]
On the unit circle, sine gives the y-coordinate.
0226 / Trigonometry
\[\tan\theta = \frac{\sin\theta}{\cos\theta}\]
Tangent can be built from sine and cosine.
67 formulas
0227 / Calculus
\[f'(x) = \lim_{h \to 0} \frac{f(x+h)-f(x)}{h}\]
The derivative is the instantaneous rate of change.
0228 / Calculus
\[\frac{d}{dx}x^n = nx^{n-1}\]
Differentiate any power of x by bringing down the exponent.
0229 / Calculus
\[\frac{d}{dx}c = 0\]
The derivative of a constant is zero.
0230 / Calculus
\[\frac{d}{dx}[cf(x)] = c f'(x)\]
Constant factors can be pulled outside the derivative.
0231 / Calculus
\[\frac{d}{dx}[f(x)+g(x)] = f'(x)+g'(x)\]
Differentiate each term separately.
0232 / Calculus
\[\frac{d}{dx}[f(x)-g(x)] = f'(x)-g'(x)\]
Differentiate each term separately.
0233 / Calculus
\[\frac{d}{dx}[f(x)g(x)] = f'(x)g(x) + f(x)g'(x)\]
Use the product rule when multiplying two functions.
0234 / Calculus
\[\frac{d}{dx}\left[\frac{f(x)}{g(x)}\right] = \frac{f'(x)g(x)-f(x)g'(x)}{g(x)^2}\]
Use the quotient rule when dividing functions.
0235 / Calculus
\[\frac{d}{dx}f(g(x)) = f'(g(x))g'(x)\]
Differentiate outer and inner functions in order.
0236 / Calculus
\[\frac{d}{dx}e^x = e^x\]
The exponential function with base e is its own derivative.
0237 / Calculus
\[\frac{d}{dx}a^x = a^x\ln a\]
Differentiate exponential functions with constant base a.
0238 / Calculus
\[\frac{d}{dx}\ln x = \frac{1}{x}\]
The derivative of the natural logarithm is one over x.
0239 / Calculus
\[\frac{d}{dx}\log_a x = \frac{1}{x\ln a}\]
Use the change-of-base identity to differentiate logs of any base.
0240 / Calculus
\[\frac{d}{dx}\sin x = \cos x\]
Sine differentiates to cosine.
0241 / Calculus
\[\frac{d}{dx}\cos x = -\sin x\]
Cosine differentiates to negative sine.
0242 / Calculus
\[\frac{d}{dx}\tan x = \sec^2 x\]
Differentiate tangent to secant squared.
0243 / Calculus
\[\frac{d}{dx}\cot x = -\csc^2 x\]
Differentiate cotangent to negative cosecant squared.
0244 / Calculus
\[\frac{d}{dx}\sec x = \sec x\tan x\]
Differentiate secant to secant times tangent.
0245 / Calculus
\[\frac{d}{dx}\csc x = -\csc x\cot x\]
Differentiate cosecant to negative cosecant times cotangent.
0246 / Calculus
\[\frac{d}{dx}\arcsin x = \frac{1}{\sqrt{1-x^2}}\]
This is valid on the interval where arcsine is defined.
0247 / Calculus
\[\frac{d}{dx}\arccos x = -\frac{1}{\sqrt{1-x^2}}\]
Arccosine differentiates to a negative reciprocal radical.
0248 / Calculus
\[\frac{d}{dx}\arctan x = \frac{1}{1+x^2}\]
Arctangent differentiates to one over one plus x squared.
0249 / Calculus
\[\frac{d}{dx}\sinh x = \cosh x\]
Hyperbolic sine differentiates to hyperbolic cosine.
0250 / Calculus
\[\frac{d}{dx}\cosh x = \sinh x\]
Hyperbolic cosine differentiates to hyperbolic sine.
0251 / Calculus
\[\frac{d}{dx}\tanh x = \operatorname{sech}^2 x\]
Hyperbolic tangent differentiates to hyperbolic secant squared.
0252 / Calculus
\[\frac{d}{dx}\sqrt{x} = \frac{1}{2\sqrt{x}}\]
Rewrite square root as x to the one-half power.
0253 / Calculus
\[\frac{d}{dx}\left(\frac{1}{x}\right) = -\frac{1}{x^2}\]
Rewrite reciprocal as x to the negative first power.
0254 / Calculus
\[\frac{d}{dx}\sin(ax+b) = a\cos(ax+b)\]
Apply the chain rule to a linear inner function.
0255 / Calculus
\[\frac{d}{dx}\cos(ax+b) = -a\sin(ax+b)\]
Apply the chain rule to a linear inner function.
0256 / Calculus
\[\frac{d}{dx}e^{ax} = ae^{ax}\]
The inner derivative contributes the constant a.
0257 / Calculus
\[\frac{d}{dx}\ln(ax+b) = \frac{a}{ax+b}\]
Combine the log derivative with the chain rule.
0258 / Calculus
\[\frac{d}{dx}[u(x)]^n = n[u(x)]^{n-1}u'(x)\]
This extends the power rule by combining it with the chain rule.
0259 / Calculus
\[\frac{d}{dx}(ax+b)^n = an(ax+b)^{n-1}\]
Differentiate the outer power, then multiply by the inner derivative.
0260 / Calculus
\[\frac{d}{dx}x^{-n} = -n x^{-n-1}\]
Negative exponents still follow the general power rule.
0261 / Calculus
\[\frac{d}{dx}x^{1/n} = \frac{1}{n}x^{\frac{1}{n}-1}\]
Radical functions are powers with fractional exponents.
0262 / Calculus
\[\frac{d^n}{dx^n}x^m = \frac{m!}{(m-n)!}x^{m-n}\]
Repeated differentiation multiplies by descending exponents until the power runs down.
0263 / Calculus
\[L(x) = f(a) + f'(a)(x-a)\]
Linearization uses the tangent line to approximate a function near x = a.
0264 / Calculus
\[y - f(a) = f'(a)(x-a)\]
The tangent line uses the function value and slope at the point of tangency.
0265 / Calculus
\[y - f(a) = -\frac{1}{f'(a)}(x-a)\]
The normal line is perpendicular to the tangent line when the tangent slope is nonzero.
0266 / Calculus
\[x_{n+1} = x_n - \frac{f(x_n)}{f'(x_n)}\]
Newton's method uses tangent lines to improve root estimates iteratively.
0267 / Calculus
\[\int x^n\,dx = \frac{x^{n+1}}{n+1} + C\]
Use this for any power except n = -1.
0268 / Calculus
\[\int \frac{1}{x}\,dx = \ln|x| + C\]
The reciprocal function integrates to a logarithm.
0269 / Calculus
\[\int e^x\,dx = e^x + C\]
The exponential function with base e is its own integral.
0270 / Calculus
\[\int a^x\,dx = \frac{a^x}{\ln a} + C\]
Integrate an exponential with constant base a.
0271 / Calculus
\[\int \sin x\,dx = -\cos x + C\]
Sine integrates to negative cosine.
0272 / Calculus
\[\int \cos x\,dx = \sin x + C\]
Cosine integrates to sine.
0273 / Calculus
\[\int \sec^2 x\,dx = \tan x + C\]
This is the antiderivative of secant squared.
0274 / Calculus
\[\int \csc^2 x\,dx = -\cot x + C\]
This is the antiderivative of cosecant squared.
0275 / Calculus
\[\int \sec x\tan x\,dx = \sec x + C\]
Use this when secant times tangent appears together.
0276 / Calculus
\[\int \csc x\cot x\,dx = -\csc x + C\]
Use this when cosecant times cotangent appears together.
0277 / Calculus
\[\int \frac{1}{1+x^2}\,dx = \arctan x + C\]
This is the standard inverse-tangent antiderivative.
0278 / Calculus
\[\int \frac{1}{\sqrt{1-x^2}}\,dx = \arcsin x + C\]
This is the standard inverse-sine antiderivative.
0279 / Calculus
\[\int u\,dv = uv - \int v\,du\]
Choose u and dv to simplify the integral.
0280 / Calculus
\[\int f(g(x))g'(x)\,dx = \int f(u)\,du\]
Use substitution when an inner derivative appears.
0281 / Calculus
\[\int_a^b f'(x)\,dx = f(b) - f(a)\]
A definite integral of a derivative equals net change.
0282 / Calculus
\[f_{avg} = \frac{1}{b-a}\int_a^b f(x)\,dx\]
Average the function over an interval with a definite integral.
0283 / Calculus
\[L = \int_a^b \sqrt{1 + \left(f'(x)\right)^2}\,dx\]
Use this to find the length of a smooth curve.
0284 / Calculus
\[S = 2\pi\int_a^b f(x)\sqrt{1 + \left(f'(x)\right)^2}\,dx\]
Rotate a curve around the x-axis to get a surface area formula.
0285 / Calculus
\[V = \pi\int_a^b \left(R(x)\right)^2\,dx\]
Use the disk method when the solid has no hollow center.
0286 / Calculus
\[V = \pi\int_a^b \left(R(x)^2-r(x)^2\right)\,dx\]
Use the washer method when there is an inner radius.
0287 / Calculus
\[V = 2\pi\int_a^b x f(x)\,dx\]
Use cylindrical shells for rotation around the y-axis.
0288 / Calculus
\[\lim_{x \to a}\frac{f(x)}{g(x)} = \frac{\lim_{x \to a} f(x)}{\lim_{x \to a} g(x)}\]
This works when the denominator limit is not zero.
0289 / Calculus
\[\lim_{x \to a}\frac{f(x)}{g(x)} = \lim_{x \to a}\frac{f'(x)}{g'(x)}\]
Use this on indeterminate forms such as 0/0 when conditions are met.
0290 / Calculus
\[e^x = \sum_{n=0}^{\infty} \frac{x^n}{n!}\]
The Maclaurin series expands e^x around zero.
0291 / Calculus
\[\sin x = \sum_{n=0}^{\infty} (-1)^n \frac{x^{2n+1}}{(2n+1)!}\]
The sine series alternates odd powers.
0292 / Calculus
\[\cos x = \sum_{n=0}^{\infty} (-1)^n \frac{x^{2n}}{(2n)!}\]
The cosine series alternates even powers.
0293 / Calculus
\[f(x) = \sum_{n=0}^{\infty} \frac{f^{(n)}(a)}{n!}(x-a)^n\]
Taylor series approximate a smooth function near x = a.
45 formulas
0294 / Probability and Statistics
\[n! = n(n-1)(n-2)\cdots 1\]
Factorials count arrangements and appear in permutations and combinations.
0295 / Probability and Statistics
\[P(n,r) = \frac{n!}{(n-r)!}\]
Permutations count ordered selections.
0296 / Probability and Statistics
\[C(n,r) = \binom{n}{r} = \frac{n!}{r!(n-r)!}\]
Combinations count unordered selections.
0297 / Probability and Statistics
\[P(E) = \frac{\text{favorable outcomes}}{\text{total outcomes}}\]
This is the classical probability formula.
0298 / Probability and Statistics
\[P(E^c) = 1 - P(E)\]
Subtract the event probability from one.
0299 / Probability and Statistics
\[P(A \cup B) = P(A) + P(B) - P(A \cap B)\]
Subtract the overlap to avoid double counting.
0300 / Probability and Statistics
\[P(A \cap B) = P(A)P(B|A)\]
Use conditional probability when events are dependent.
0301 / Probability and Statistics
\[P(A \cap B) = P(A)P(B)\]
Multiply probabilities for independent events.
0302 / Probability and Statistics
\[P(A|B) = \frac{P(A \cap B)}{P(B)}\]
Conditional probability limits the sample space to B.
0303 / Probability and Statistics
\[P(A|B) = \frac{P(B|A)P(A)}{P(B)}\]
Bayes theorem reverses a conditional probability.
0304 / Probability and Statistics
\[E(X) = \sum x_i p_i\]
The expected value is the weighted average outcome.
0305 / Probability and Statistics
\[\operatorname{Var}(X) = E[(X-\mu)^2]\]
Variance measures spread around the mean.
0306 / Probability and Statistics
\[\operatorname{Var}(X) = E(X^2) - \mu^2\]
Use the expected square minus square of the mean.
0307 / Probability and Statistics
\[\sigma = \sqrt{\operatorname{Var}(X)}\]
Standard deviation is the square root of variance.
0308 / Probability and Statistics
\[\bar{x} = \frac{\sum x_i}{n}\]
The sample mean averages observed values.
0309 / Probability and Statistics
\[s^2 = \frac{\sum (x_i-\bar{x})^2}{n-1}\]
Use n-1 in the denominator for an unbiased sample estimate.
0310 / Probability and Statistics
\[s = \sqrt{\frac{\sum (x_i-\bar{x})^2}{n-1}}\]
Sample standard deviation is the square root of sample variance.
0311 / Probability and Statistics
\[z = \frac{x-\mu}{\sigma}\]
A z-score measures how many standard deviations x is from the mean.
0312 / Probability and Statistics
\[SE = \frac{\sigma}{\sqrt{n}}\]
Standard error shrinks as sample size grows.
0313 / Probability and Statistics
\[r = \frac{\sum (x_i-\bar{x})(y_i-\bar{y})}{\sqrt{\sum (x_i-\bar{x})^2 \sum (y_i-\bar{y})^2}}\]
Correlation measures linear association.
0314 / Probability and Statistics
\[\operatorname{Cov}(X,Y) = E[(X-\mu_X)(Y-\mu_Y)]\]
Covariance measures how two variables move together.
0315 / Probability and Statistics
\[b_1 = r\frac{s_y}{s_x}\]
This gives the slope of the least-squares regression line.
0316 / Probability and Statistics
\[b_0 = \bar{y} - b_1\bar{x}\]
The intercept makes the line pass through the sample means.
0317 / Probability and Statistics
\[\hat{y} = b_0 + b_1x\]
Use the regression equation to estimate y from x.
0318 / Probability and Statistics
\[R^2 = r^2\]
In simple linear regression, R-squared is the squared correlation.
0319 / Probability and Statistics
\[P(X=k) = \binom{n}{k}p^k(1-p)^{n-k}\]
Use this for repeated independent yes-no trials.
0320 / Probability and Statistics
\[\mu = np\]
The mean of a binomial distribution is n times p.
0321 / Probability and Statistics
\[\sigma^2 = np(1-p)\]
The binomial variance depends on both p and 1-p.
0322 / Probability and Statistics
\[P(X=k) = \frac{e^{-\lambda}\lambda^k}{k!}\]
The Poisson distribution models event counts over time or space.
0323 / Probability and Statistics
\[\mu = \lambda\]
The mean of a Poisson distribution equals lambda.
0324 / Probability and Statistics
\[\sigma^2 = \lambda\]
The variance of a Poisson distribution also equals lambda.
0325 / Probability and Statistics
\[f(x) = \frac{1}{\sigma\sqrt{2\pi}}e^{-\frac{(x-\mu)^2}{2\sigma^2}}\]
This is the probability density function of a normal distribution.
0326 / Probability and Statistics
\[68\%-95\%-99.7\%\]
For a normal distribution, about 68%, 95%, and 99.7% of values fall within one, two, and three standard deviations.
0327 / Probability and Statistics
\[\bar{x} \pm z^*\frac{\sigma}{\sqrt{n}}\]
Use this when the population standard deviation is known.
0328 / Probability and Statistics
\[\hat{p} \pm z^*\sqrt{\frac{\hat{p}(1-\hat{p})}{n}}\]
This interval estimates a population proportion.
0329 / Probability and Statistics
\[ME = z^*\frac{\sigma}{\sqrt{n}}\]
Margin of error is half the full confidence interval width.
0330 / Probability and Statistics
\[ME = z^*\sqrt{\frac{\hat{p}(1-\hat{p})}{n}}\]
This margin of error applies to confidence intervals for proportions.
0331 / Probability and Statistics
\[t = \frac{\bar{x}-\mu}{s/\sqrt{n}}\]
Use a t-statistic when the population standard deviation is unknown.
0332 / Probability and Statistics
\[\chi^2 = \sum \frac{(O-E)^2}{E}\]
Compare observed and expected counts with the chi-square test.
0333 / Probability and Statistics
\[F = \frac{s_1^2}{s_2^2}\]
The F-statistic compares two sample variances.
0334 / Probability and Statistics
\[CV = \frac{\sigma}{\mu} \cdot 100\]
The coefficient of variation compares spread relative to the mean.
0335 / Probability and Statistics
\[\gamma_1 = \frac{E[(X-\mu)^3]}{\sigma^3}\]
Skewness measures asymmetry in a distribution.
0336 / Probability and Statistics
\[\gamma_2 = \frac{E[(X-\mu)^4]}{\sigma^4}\]
Kurtosis measures tail weight and peak shape.
0337 / Probability and Statistics
\[\frac{n+1}{2}\]
For ordered data, this locates the median observation.
0338 / Probability and Statistics
\[Q_k = \frac{k(n+1)}{4}\]
Use quartile positions on ordered data.
25 formulas
0339 / Linear Algebra and Vectors
\[|\mathbf{v}| = \sqrt{x^2+y^2}\]
Use the Pythagorean theorem on the vector components.
0340 / Linear Algebra and Vectors
\[|\mathbf{v}| = \sqrt{x^2+y^2+z^2}\]
Add the squares of all three components.
0341 / Linear Algebra and Vectors
\[\hat{\mathbf{v}} = \frac{\mathbf{v}}{|\mathbf{v}|}\]
Divide a vector by its magnitude to normalize it.
0342 / Linear Algebra and Vectors
\[\mathbf{a}\cdot\mathbf{b} = a_xb_x + a_yb_y + a_zb_z\]
The dot product combines component-wise products.
0343 / Linear Algebra and Vectors
\[\mathbf{a}\cdot\mathbf{b} = |\mathbf{a}||\mathbf{b}|\cos\theta\]
Use this form when magnitudes and the included angle are known.
0344 / Linear Algebra and Vectors
\[\theta = \cos^{-1}\left(\frac{\mathbf{a}\cdot\mathbf{b}}{|\mathbf{a}||\mathbf{b}|}\right)\]
Solve the dot-product formula for the angle.
0345 / Linear Algebra and Vectors
\[|\mathbf{a}\times\mathbf{b}| = |\mathbf{a}||\mathbf{b}|\sin\theta\]
The cross product magnitude equals the parallelogram area.
0346 / Linear Algebra and Vectors
\[A = |\mathbf{a}\times\mathbf{b}|\]
Use the cross product magnitude.
0347 / Linear Algebra and Vectors
\[A = \frac{1}{2}|\mathbf{a}\times\mathbf{b}|\]
A triangle is half the parallelogram built on the same sides.
0348 / Linear Algebra and Vectors
\[\operatorname{proj}_{\mathbf{b}}\mathbf{a} = \frac{\mathbf{a}\cdot\mathbf{b}}{|\mathbf{b}|^2}\mathbf{b}\]
Project vector a onto vector b.
0349 / Linear Algebra and Vectors
\[\operatorname{comp}_{\mathbf{b}}\mathbf{a} = \frac{\mathbf{a}\cdot\mathbf{b}}{|\mathbf{b}|}\]
The scalar projection is the signed length on b.
0350 / Linear Algebra and Vectors
\[\det\begin{pmatrix}a&b\\c&d\end{pmatrix} = ad-bc\]
Use this for area scaling, invertibility, and Cramer's rule.
0351 / Linear Algebra and Vectors
\[A^{-1} = \frac{1}{ad-bc}\begin{pmatrix}d&-b\\-c&a\end{pmatrix}\]
A 2x2 matrix is invertible when its determinant is nonzero.
0352 / Linear Algebra and Vectors
\[\operatorname{tr}(A) = \sum a_{ii}\]
The trace is the sum of diagonal entries.
0353 / Linear Algebra and Vectors
\[(AB)_{ij} = \sum_{k=1}^{n} a_{ik}b_{kj}\]
Multiply rows of A by columns of B.
0354 / Linear Algebra and Vectors
\[x = \frac{\det(A_x)}{\det(A)}\]
Replace the x-column with constants to solve for x.
0355 / Linear Algebra and Vectors
\[y = \frac{\det(A_y)}{\det(A)}\]
Replace the y-column with constants to solve for y.
0356 / Linear Algebra and Vectors
\[A\mathbf{v} = \lambda \mathbf{v}\]
An eigenvector keeps its direction under the matrix transformation.
0357 / Linear Algebra and Vectors
\[\det(A-\lambda I) = 0\]
Solve this equation to find eigenvalues.
0358 / Linear Algebra and Vectors
\[\mathbf{r} = \mathbf{r}_0 + t\mathbf{v}\]
Use a point vector and a direction vector.
0359 / Linear Algebra and Vectors
\[x = x_0 + at,\ y = y_0 + bt,\ z = z_0 + ct\]
Parametric equations describe a line in space.
0360 / Linear Algebra and Vectors
\[a(x-x_0)+b(y-y_0)+c(z-z_0)=0\]
A normal vector defines the orientation of a plane.
0361 / Linear Algebra and Vectors
\[d = \frac{|ax_0+by_0+cz_0+d|}{\sqrt{a^2+b^2+c^2}}\]
Divide the plane expression by the normal vector magnitude.
0362 / Linear Algebra and Vectors
\[\mathbf{u}_2 = \mathbf{v}_2 - \operatorname{proj}_{\mathbf{u}_1}\mathbf{v}_2\]
Subtract the component already covered by the first basis vector.
0363 / Linear Algebra and Vectors
\[L(t) = (1-t)a + tb\]
Linear interpolation blends between two endpoints.
15 formulas
0364 / Analytic Geometry
\[d = \frac{|Ax_0 + By_0 + C|}{\sqrt{A^2+B^2}}\]
Use the standard-form line coefficients and the point coordinates.
0365 / Analytic Geometry
\[\frac{x}{a} + \frac{y}{b} = 1\]
This line form uses the x-intercept a and y-intercept b.
0366 / Analytic Geometry
\[m_1 = m_2\]
Two nonvertical lines are parallel when their slopes match.
0367 / Analytic Geometry
\[m_1m_2 = -1\]
Two nonvertical lines are perpendicular when their slopes multiply to negative one.
0368 / Analytic Geometry
\[p = \frac{1}{4a}\]
For \(y = ax^2\), the focus is \(\left(0,\frac{1}{4a}\right)\).
0369 / Analytic Geometry
\[Focus = (h, k+p)\]
For \((x-h)^2 = 4p(y-k)\), the focus lies p units above the vertex.
0370 / Analytic Geometry
\[Directrix: y = k-p\]
For a vertical parabola, the directrix lies p units below the vertex.
0371 / Analytic Geometry
\[L = 4p\]
The latus rectum spans four focal-length units.
0372 / Analytic Geometry
\[y-k = \pm \frac{b}{a}(x-h)\]
Use these lines to sketch a horizontal hyperbola.
0373 / Analytic Geometry
\[Major\ Axis = 2a\]
Double the semi-major axis to get the full major-axis length.
0374 / Analytic Geometry
\[Minor\ Axis = 2b\]
Double the semi-minor axis to get the full minor-axis length.
0375 / Analytic Geometry
\[x = r\cos\theta\]
Convert a polar point to its x-coordinate.
0376 / Analytic Geometry
\[y = r\sin\theta\]
Convert a polar point to its y-coordinate.
0377 / Analytic Geometry
\[r = \sqrt{x^2+y^2}\]
Use the distance from the origin to find the polar radius.
0378 / Analytic Geometry
\[\theta = \tan^{-1}\left(\frac{y}{x}\right)\]
Use the quadrant-aware inverse tangent to recover the polar angle.
15 formulas
0379 / Discrete Math and Number Theory
\[\sum_{k=1}^{n} k = \frac{n(n+1)}{2}\]
This is the classic triangular-number formula.
0380 / Discrete Math and Number Theory
\[\sum_{k=1}^{n} k^2 = \frac{n(n+1)(2n+1)}{6}\]
Use this when adding consecutive square numbers.
0381 / Discrete Math and Number Theory
\[\sum_{k=1}^{n} k^3 = \left(\frac{n(n+1)}{2}\right)^2\]
The sum of cubes equals the square of the triangular number.
0382 / Discrete Math and Number Theory
\[(x+y)^n = \sum_{k=0}^{n} \binom{n}{k}x^{n-k}y^k\]
Expand any positive-integer binomial power with binomial coefficients.
0383 / Discrete Math and Number Theory
\[\binom{n}{k} = \binom{n-1}{k-1} + \binom{n-1}{k}\]
Each Pascal-triangle entry is the sum of the two above it.
0384 / Discrete Math and Number Theory
\[\frac{n!}{n_1!n_2!\cdots n_k!}\]
Use this when some objects are repeated in a permutation count.
0385 / Discrete Math and Number Theory
\[\binom{n}{n_1,n_2,\ldots,n_k} = \frac{n!}{n_1!n_2!\cdots n_k!}\]
The multinomial coefficient counts grouped arrangements.
0386 / Discrete Math and Number Theory
\[\gcd(a,b) = \gcd(b, a \bmod b)\]
The Euclidean algorithm repeatedly replaces the larger number with the remainder.
0387 / Discrete Math and Number Theory
\[\operatorname{lcm}(a,b) = \frac{|ab|}{\gcd(a,b)}\]
LCM and GCD are linked through the product of the two numbers.
0388 / Discrete Math and Number Theory
\[a \equiv b \pmod n \iff n \mid (a-b)\]
Two integers are congruent mod n when their difference is divisible by n.
0389 / Discrete Math and Number Theory
\[\varphi(p) = p-1\]
A prime number has p-1 positive integers less than p that are coprime to it.
0390 / Discrete Math and Number Theory
\[a^{p-1} \equiv 1 \pmod p\]
For prime p and a not divisible by p, powers cycle modulo p.
0391 / Discrete Math and Number Theory
\[F_n = \frac{\varphi^n - \psi^n}{\sqrt{5}}\]
This closed form generates Fibonacci numbers from powers of the golden ratio and its conjugate.
0392 / Discrete Math and Number Theory
\[C_n = \frac{1}{n+1}\binom{2n}{n}\]
Catalan numbers count many recursive structures such as balanced parentheses.
0393 / Discrete Math and Number Theory
\[|A\cup B\cup C| = |A|+|B|+|C|-|A\cap B|-|A\cap C|-|B\cap C|+|A\cap B\cap C|\]
Inclusion-exclusion corrects for overlaps when counting union sizes.
7 formulas
0394 / Additional Calculus Reference
\[\int_a^b x^n\,dx = \frac{b^{n+1} - a^{n+1}}{n+1}\]
Apply the antiderivative to the upper and lower limits when n is not -1.
0395 / Additional Calculus Reference
\[\int (ax+b)^n\,dx = \frac{(ax+b)^{n+1}}{a(n+1)} + C\]
Use substitution or reverse-chain-rule reasoning for a linear inner expression.
0396 / Additional Calculus Reference
\[\int x^{-n}\,dx = \frac{x^{-n+1}}{-n+1} + C\]
Negative powers still use the power-rule antiderivative when n is not 1.
0397 / Additional Calculus Reference
\[\int x^{1/n}\,dx = \frac{n}{n+1}x^{\frac{n+1}{n}} + C\]
Fractional powers integrate with the same general power-rule pattern.
0398 / Additional Calculus Reference
\[L_n = \sum_{i=1}^{n} f(x_{i-1})\Delta x\]
A left-endpoint Riemann sum approximates area using the function value at the start of each subinterval.
0399 / Additional Calculus Reference
\[M_n = \sum_{i=1}^{n} f\left(\frac{x_{i-1}+x_i}{2}\right)\Delta x\]
The midpoint rule samples each subinterval at its center for a more balanced area estimate.
0400 / Additional Calculus Reference
\[T_n = \frac{\Delta x}{2}\left[f(x_0) + 2\sum_{i=1}^{n-1} f(x_i) + f(x_n)\right]\]
The trapezoidal rule connects sample points with line segments and sums trapezoid areas.
Science
Physics, chemistry, thermodynamics, electricity, biology, and astronomy formulas.
62 formulas
0401 / Mechanics
\[v_{avg} = \frac{\Delta x}{\Delta t}\]
Average velocity is displacement divided by elapsed time.
0402 / Mechanics
\[a_{avg} = \frac{\Delta v}{\Delta t}\]
Average acceleration is change in velocity divided by time.
0403 / Mechanics
\[v = u + at\]
Use this for motion with constant acceleration.
0404 / Mechanics
\[s = ut + \frac{1}{2}at^2\]
Initial velocity contributes linearly, acceleration quadratically.
0405 / Mechanics
\[v^2 = u^2 + 2as\]
This eliminates time from constant-acceleration motion.
0406 / Mechanics
\[s = \frac{u+v}{2}t\]
Average initial and final velocity when acceleration is constant.
0407 / Mechanics
\[a = \frac{v-u}{t}\]
Rearrange the first kinematics equation.
0408 / Mechanics
\[t = \frac{v-u}{a}\]
Solve the velocity equation for time.
0409 / Mechanics
\[F = ma\]
Net force equals mass times acceleration.
0410 / Mechanics
\[a = \frac{F}{m}\]
Divide net force by mass.
0411 / Mechanics
\[m = \frac{F}{a}\]
Solve Newton's second law for mass.
0412 / Mechanics
\[W = mg\]
Weight is the gravitational force on a mass.
0413 / Mechanics
\[p = mv\]
Momentum combines mass and velocity.
0414 / Mechanics
\[J = F\Delta t\]
Impulse is force applied over a time interval.
0415 / Mechanics
\[J = \Delta p\]
Impulse equals the change in momentum.
0416 / Mechanics
\[W = Fd\cos\theta\]
Work is the component of force along the displacement times distance.
0417 / Mechanics
\[P = \frac{W}{t}\]
Power is work done per unit time.
0418 / Mechanics
\[P = Fv\]
When force and velocity are aligned, power equals force times speed.
0419 / Mechanics
\[KE = \frac{1}{2}mv^2\]
Kinetic energy depends on mass and the square of speed.
0420 / Mechanics
\[PE = mgh\]
Near Earth's surface, potential energy depends on height.
0421 / Mechanics
\[U = \frac{1}{2}kx^2\]
Spring energy grows with the square of displacement.
0422 / Mechanics
\[F = kx\]
Spring force is proportional to displacement from equilibrium.
0423 / Mechanics
\[k = \frac{F}{x}\]
Solve Hooke's law for k.
0424 / Mechanics
\[KE_i + PE_i = KE_f + PE_f\]
In the absence of nonconservative forces, total mechanical energy stays constant.
0425 / Mechanics
\[f = \mu N\]
Friction is the coefficient times the normal force.
0426 / Mechanics
\[P = \frac{F}{A}\]
Pressure is force distributed over an area.
0427 / Mechanics
\[\tau = rF\sin\theta\]
Torque measures rotational turning effect.
0428 / Mechanics
\[\theta = \frac{s}{r}\]
Arc length divided by radius gives angular displacement in radians.
0429 / Mechanics
\[\omega = \frac{\Delta\theta}{\Delta t}\]
Angular velocity is angle change per unit time.
0430 / Mechanics
\[\alpha = \frac{\Delta\omega}{\Delta t}\]
Angular acceleration measures change in angular velocity.
0431 / Mechanics
\[v = r\omega\]
Linear speed along a circular path equals radius times angular speed.
0432 / Mechanics
\[a_c = \frac{v^2}{r}\]
This is the inward acceleration in circular motion.
0433 / Mechanics
\[F_c = \frac{mv^2}{r}\]
This is the inward force required for circular motion.
0434 / Mechanics
\[KE_{rot} = \frac{1}{2}I\omega^2\]
Rotational energy depends on moment of inertia and angular speed.
0435 / Mechanics
\[L = I\omega\]
Rotational momentum equals moment of inertia times angular speed.
0436 / Mechanics
\[\tau \Delta t = \Delta L\]
Torque applied over time changes angular momentum.
0437 / Mechanics
\[I = mr^2\]
Moment of inertia grows with distance from the axis squared.
0438 / Mechanics
\[I = \frac{1}{2}mr^2\]
Use this for a uniform solid disk about its center.
0439 / Mechanics
\[I = mr^2\]
Use this for a thin hoop about its center.
0440 / Mechanics
\[I = \frac{1}{12}mL^2\]
Use this for a uniform rod rotated about its midpoint.
0441 / Mechanics
\[I = \frac{1}{3}mL^2\]
Use this for a uniform rod rotated about one end.
0442 / Mechanics
\[I = \frac{2}{5}mr^2\]
Use this for a uniform solid sphere.
0443 / Mechanics
\[I = \frac{2}{3}mr^2\]
Use this for a thin hollow sphere.
0444 / Mechanics
\[F = G\frac{m_1m_2}{r^2}\]
Any two masses attract with a force proportional to the product of masses.
0445 / Mechanics
\[g = G\frac{M}{r^2}\]
The field strength near a mass depends on mass and distance.
0446 / Mechanics
\[v = \sqrt{\frac{GM}{r}}\]
Circular orbital speed balances gravity and centripetal force.
0447 / Mechanics
\[v_e = \sqrt{\frac{2GM}{r}}\]
Escape velocity is the minimum speed needed to leave a gravitational field.
0448 / Mechanics
\[T^2 = \frac{4\pi^2}{GM}r^3\]
Orbital period depends on orbital radius and the central mass.
0449 / Mechanics
\[\rho = \frac{3m}{4\pi r^3}\]
Combine sphere volume with density.
0450 / Mechanics
\[R = \frac{v_0^2\sin(2\theta)}{g}\]
For launch and landing at the same height, horizontal range depends on launch speed and angle.
0451 / Mechanics
\[H = \frac{v_0^2\sin^2\theta}{2g}\]
The vertical component controls maximum height.
0452 / Mechanics
\[T = \frac{2v_0\sin\theta}{g}\]
For a projectile landing at launch height, total time depends on the vertical component.
0453 / Mechanics
\[F_b = \rho gV\]
Buoyant force equals the weight of displaced fluid.
0454 / Mechanics
\[x = A\cos(\omega t + \phi)\]
Displacement in simple harmonic motion varies sinusoidally.
0455 / Mechanics
\[v = -A\omega\sin(\omega t + \phi)\]
Differentiate the displacement function to get velocity.
0456 / Mechanics
\[a = -\omega^2 x\]
Acceleration points toward equilibrium and is proportional to displacement.
0457 / Mechanics
\[\omega = \sqrt{\frac{k}{m}}\]
Angular frequency of a spring-mass system depends on stiffness and mass.
0458 / Mechanics
\[T = 2\pi\sqrt{\frac{L}{g}}\]
For small angles, period depends on pendulum length and gravity.
0459 / Mechanics
\[v = f\lambda\]
Wave speed equals frequency times wavelength.
0460 / Mechanics
\[f = \frac{1}{T}\]
Frequency is the reciprocal of period.
0461 / Mechanics
\[\omega = 2\pi f\]
Convert cycles per second to radians per second.
0462 / Mechanics
\[f = \frac{1}{2\pi}\sqrt{\frac{k}{m}}\]
This is the frequency form of the spring-mass angular frequency.
40 formulas
0463 / Thermodynamics and Fluids
\[Q = mc\Delta T\]
Heat energy depends on mass, specific heat, and temperature change.
0464 / Thermodynamics and Fluids
\[c = \frac{Q}{m\Delta T}\]
Solve the heat formula for specific heat.
0465 / Thermodynamics and Fluids
\[Q = mL\]
Phase-change energy depends on mass and latent heat.
0466 / Thermodynamics and Fluids
\[\Delta U = Q - W\]
Internal energy changes by heat added minus work done by the system.
0467 / Thermodynamics and Fluids
\[PV = nRT\]
This links pressure, volume, amount of gas, and temperature.
0468 / Thermodynamics and Fluids
\[P = \frac{nRT}{V}\]
Solve the ideal gas law for pressure.
0469 / Thermodynamics and Fluids
\[V = \frac{nRT}{P}\]
Solve the ideal gas law for volume.
0470 / Thermodynamics and Fluids
\[n = \frac{PV}{RT}\]
Solve the ideal gas law for moles.
0471 / Thermodynamics and Fluids
\[\frac{P_1V_1}{T_1} = \frac{P_2V_2}{T_2}\]
Use this when the amount of gas stays constant.
0472 / Thermodynamics and Fluids
\[P_1V_1 = P_2V_2\]
At constant temperature, pressure and volume are inversely related.
0473 / Thermodynamics and Fluids
\[\frac{V_1}{T_1} = \frac{V_2}{T_2}\]
At constant pressure, volume is proportional to absolute temperature.
0474 / Thermodynamics and Fluids
\[\frac{P_1}{T_1} = \frac{P_2}{T_2}\]
At constant volume, pressure is proportional to absolute temperature.
0475 / Thermodynamics and Fluids
\[\rho = \frac{PM}{RT}\]
Use molar mass M to convert from amount to mass density.
0476 / Thermodynamics and Fluids
\[\eta = \frac{W_{out}}{Q_{in}}\]
Heat-engine efficiency compares useful work to heat input.
0477 / Thermodynamics and Fluids
\[\eta_C = 1 - \frac{T_c}{T_h}\]
Maximum possible heat-engine efficiency depends only on reservoir temperatures.
0478 / Thermodynamics and Fluids
\[COP_R = \frac{Q_c}{W}\]
Refrigerator performance compares heat removed to work input.
0479 / Thermodynamics and Fluids
\[COP_{HP} = \frac{Q_h}{W}\]
Heat-pump performance compares heat delivered to work input.
0480 / Thermodynamics and Fluids
\[P = P_0 + \rho gh\]
Fluid pressure increases with depth.
0481 / Thermodynamics and Fluids
\[P_g = \rho gh\]
Gauge pressure measures excess pressure above atmospheric pressure.
0482 / Thermodynamics and Fluids
\[A_1v_1 = A_2v_2\]
For incompressible steady flow, volume flow rate stays constant.
0483 / Thermodynamics and Fluids
\[Q = Av\]
Flow rate equals area times fluid speed.
0484 / Thermodynamics and Fluids
\[P + \frac{1}{2}\rho v^2 + \rho gh = constant\]
Fluid pressure, kinetic energy density, and potential energy density trade off along a streamline.
0485 / Thermodynamics and Fluids
\[\frac{F_1}{A_1} = \frac{F_2}{A_2}\]
Pressure applied to an enclosed fluid is transmitted equally.
0486 / Thermodynamics and Fluids
\[Re = \frac{\rho vD}{\mu}\]
Reynolds number estimates whether flow is laminar or turbulent.
0487 / Thermodynamics and Fluids
\[\tau = \mu \frac{du}{dy}\]
Shear stress in a fluid is proportional to the velocity gradient.
0488 / Thermodynamics and Fluids
\[Q = \frac{\pi r^4\Delta P}{8\mu L}\]
This gives laminar flow through a cylindrical pipe.
0489 / Thermodynamics and Fluids
\[F_d = 6\pi\mu rv\]
Use this for a small sphere moving slowly through a viscous fluid.
0490 / Thermodynamics and Fluids
\[\Delta L = \alpha L_0\Delta T\]
Linear expansion depends on original length, temperature change, and linear expansion coefficient.
0491 / Thermodynamics and Fluids
\[\Delta A = 2\alpha A_0\Delta T\]
Area expansion is approximately twice the linear coefficient.
0492 / Thermodynamics and Fluids
\[\Delta V = \beta V_0\Delta T\]
Volume expansion depends on the volumetric coefficient.
0493 / Thermodynamics and Fluids
\[\frac{Q}{t} = kA\frac{\Delta T}{L}\]
Heat conduction increases with conductivity, area, and temperature difference.
0494 / Thermodynamics and Fluids
\[P = \sigma A T^4\]
A blackbody radiates power proportional to the fourth power of temperature.
0495 / Thermodynamics and Fluids
\[\lambda_{max} T = b\]
Hotter blackbodies peak at shorter wavelengths.
0496 / Thermodynamics and Fluids
\[SG = \frac{\rho_{substance}}{\rho_{water}}\]
Specific gravity compares density to water.
0497 / Thermodynamics and Fluids
\[B = -\frac{\Delta P}{\Delta V / V}\]
Bulk modulus measures resistance to compression.
0498 / Thermodynamics and Fluids
\[E = \frac{Stress}{Strain}\]
Young's modulus measures stiffness in tension or compression.
0499 / Thermodynamics and Fluids
\[\sigma = \frac{F}{A}\]
Stress is force per unit area.
0500 / Thermodynamics and Fluids
\[\epsilon = \frac{\Delta L}{L}\]
Strain is relative change in length.
0501 / Thermodynamics and Fluids
\[G = \frac{Shear\ Stress}{Shear\ Strain}\]
Shear modulus measures resistance to shape change.
0502 / Thermodynamics and Fluids
\[u = \frac{1}{2}\sigma\epsilon\]
Energy stored elastically per unit volume equals half stress times strain.
27 formulas
0503 / Waves and Optics
\[v = f\lambda\]
Wave speed equals frequency times wavelength.
0504 / Waves and Optics
\[T = \frac{1}{f}\]
Period is the reciprocal of frequency.
0505 / Waves and Optics
\[v = \sqrt{\frac{T}{\mu}}\]
Wave speed on a string depends on tension and linear density.
0506 / Waves and Optics
\[I = \frac{P}{A}\]
Intensity is power spread over an area.
0507 / Waves and Optics
\[I = \frac{P}{4\pi r^2}\]
Spherical spreading reduces intensity with the square of distance.
0508 / Waves and Optics
\[n_1\sin\theta_1 = n_2\sin\theta_2\]
Light bends when it enters a medium with a different refractive index.
0509 / Waves and Optics
\[n = \frac{c}{v}\]
A material's index compares vacuum light speed to light speed in the material.
0510 / Waves and Optics
\[\frac{1}{f} = \frac{1}{d_o} + \frac{1}{d_i}\]
Mirror focal length, object distance, and image distance are related.
0511 / Waves and Optics
\[\frac{1}{f} = \frac{1}{d_o} + \frac{1}{d_i}\]
Thin lenses follow the same distance relation as mirrors.
0512 / Waves and Optics
\[m = -\frac{d_i}{d_o} = \frac{h_i}{h_o}\]
Magnification compares image size to object size.
0513 / Waves and Optics
\[P = \frac{1}{f}\]
Lens power is the reciprocal of focal length in meters.
0514 / Waves and Optics
\[\sin\theta_c = \frac{n_2}{n_1}\]
This applies when light moves from a denser to a rarer medium.
0515 / Waves and Optics
\[\Delta y = \frac{\lambda L}{d}\]
Fringe spacing depends on wavelength, screen distance, and slit separation.
0516 / Waves and Optics
\[a\sin\theta = m\lambda\]
Minima occur where path differences cancel.
0517 / Waves and Optics
\[2d\sin\theta = n\lambda\]
Bragg's law describes constructive interference in crystals.
0518 / Waves and Optics
\[f' = f\frac{v \pm v_o}{v \mp v_s}\]
Observed frequency shifts when the source or observer moves.
0519 / Waves and Optics
\[f_b = |f_1-f_2|\]
Close frequencies interfere to produce beats.
0520 / Waves and Optics
\[E = hf\]
A photon's energy is Planck's constant times frequency.
0521 / Waves and Optics
\[p = \frac{h}{\lambda}\]
A photon's momentum is inversely proportional to wavelength.
0522 / Waves and Optics
\[\lambda = \frac{h}{p}\]
Matter waves have wavelength inversely related to momentum.
0523 / Waves and Optics
\[K_{max} = hf - \phi\]
Maximum photoelectron kinetic energy equals photon energy minus work function.
0524 / Waves and Optics
\[I = I_0\cos^2\theta\]
Intensity through a polarizer depends on angle relative to the initial polarization.
0525 / Waves and Optics
\[v = \sqrt{\frac{E}{\rho}}\]
Longitudinal wave speed in a solid depends on stiffness and density.
0526 / Waves and Optics
\[f_n = \frac{nv}{2L}\]
Open pipes support harmonics at integer multiples.
0527 / Waves and Optics
\[f_n = \frac{nv}{4L}\]
Closed pipes support odd harmonics.
0528 / Waves and Optics
\[\lambda_n = \frac{2L}{n}\]
Allowed wavelengths on a string are set by the string length.
0529 / Waves and Optics
\[E_{peak} \approx 2.82kT\]
A thermal spectrum peaks near this energy in a Planck distribution.
57 formulas
0530 / Electricity and Magnetism
\[Q = It\]
Electric charge transferred equals current times time.
0531 / Electricity and Magnetism
\[I = \frac{Q}{t}\]
Current is charge flow per unit time.
0532 / Electricity and Magnetism
\[V = IR\]
Voltage equals current times resistance.
0533 / Electricity and Magnetism
\[I = \frac{V}{R}\]
Solve Ohm's law for current.
0534 / Electricity and Magnetism
\[R = \frac{V}{I}\]
Solve Ohm's law for resistance.
0535 / Electricity and Magnetism
\[P = VI\]
Electrical power equals voltage times current.
0536 / Electricity and Magnetism
\[P = I^2R\]
Substitute Ohm's law into the power formula.
0537 / Electricity and Magnetism
\[P = \frac{V^2}{R}\]
Substitute current from Ohm's law into the power formula.
0538 / Electricity and Magnetism
\[E = Pt\]
Energy equals power multiplied by time.
0539 / Electricity and Magnetism
\[R = \rho\frac{L}{A}\]
Resistance depends on resistivity, length, and cross-sectional area.
0540 / Electricity and Magnetism
\[\sigma = \frac{1}{\rho}\]
Conductivity is the reciprocal of resistivity.
0541 / Electricity and Magnetism
\[R_{eq} = R_1 + R_2 + \cdots\]
Resistances in series add directly.
0542 / Electricity and Magnetism
\[\frac{1}{R_{eq}} = \frac{1}{R_1} + \frac{1}{R_2} + \cdots\]
Parallel paths combine by reciprocal sums.
0543 / Electricity and Magnetism
\[C = \frac{Q}{V}\]
Capacitance is charge stored per unit voltage.
0544 / Electricity and Magnetism
\[C = \epsilon\frac{A}{d}\]
Capacitance grows with plate area and decreases with separation.
0545 / Electricity and Magnetism
\[U = \frac{1}{2}CV^2\]
Capacitors store electric potential energy.
0546 / Electricity and Magnetism
\[\frac{1}{C_{eq}} = \frac{1}{C_1} + \frac{1}{C_2} + \cdots\]
Series capacitors combine through reciprocal sums.
0547 / Electricity and Magnetism
\[C_{eq} = C_1 + C_2 + \cdots\]
Parallel capacitors add directly.
0548 / Electricity and Magnetism
\[E = \frac{F}{q}\]
Electric field is force per unit charge.
0549 / Electricity and Magnetism
\[E = k\frac{Q}{r^2}\]
A point charge creates a radial inverse-square field.
0550 / Electricity and Magnetism
\[F = k\frac{|q_1q_2|}{r^2}\]
Electric force between point charges follows an inverse-square law.
0551 / Electricity and Magnetism
\[V = \frac{U}{q}\]
Electric potential is potential energy per unit charge.
0552 / Electricity and Magnetism
\[V = k\frac{Q}{r}\]
A point charge's electric potential decreases with distance.
0553 / Electricity and Magnetism
\[W = q\Delta V\]
Work done by an electric field equals charge times potential difference.
0554 / Electricity and Magnetism
\[\Phi_E = \frac{Q_{enc}}{\epsilon_0}\]
Electric flux through a closed surface depends on enclosed charge.
0555 / Electricity and Magnetism
\[\Phi_E = EA\cos\theta\]
Electric flux depends on field strength, area, and orientation.
0556 / Electricity and Magnetism
\[F = BIL\sin\theta\]
A magnetic field exerts force on current in a wire.
0557 / Electricity and Magnetism
\[F = qvB\sin\theta\]
A magnetic field deflects a moving charge.
0558 / Electricity and Magnetism
\[\Phi_B = BA\cos\theta\]
Magnetic flux depends on field strength, area, and orientation.
0559 / Electricity and Magnetism
\[\mathcal{E} = -N\frac{d\Phi_B}{dt}\]
Changing magnetic flux induces an emf.
0560 / Electricity and Magnetism
\[\mathcal{E} = -N\frac{d\Phi_B}{dt}\]
The negative sign shows the induced emf opposes the change causing it.
0561 / Electricity and Magnetism
\[\mathcal{E} = -L\frac{dI}{dt}\]
An inductor resists changes in current.
0562 / Electricity and Magnetism
\[U = \frac{1}{2}LI^2\]
Inductors store magnetic energy.
0563 / Electricity and Magnetism
\[B = \frac{\mu_0 I}{2\pi r}\]
Field strength falls off inversely with distance from the wire.
0564 / Electricity and Magnetism
\[B = \mu_0 nI\]
An ideal solenoid creates a nearly uniform internal field.
0565 / Electricity and Magnetism
\[\frac{F}{L} = \frac{\mu_0 I_1 I_2}{2\pi r}\]
Parallel currents attract or repel depending on direction.
0566 / Electricity and Magnetism
\[f = \frac{qB}{2\pi m}\]
Charged particles orbit in a magnetic field at the cyclotron frequency.
0567 / Electricity and Magnetism
\[r = \frac{mv}{qB}\]
Balance magnetic force with centripetal force.
0568 / Electricity and Magnetism
\[\tau = RC\]
The time constant controls capacitor charging and discharging speed.
0569 / Electricity and Magnetism
\[q(t) = CV\left(1-e^{-t/RC}\right)\]
Charge rises exponentially toward its final value.
0570 / Electricity and Magnetism
\[q(t) = q_0e^{-t/RC}\]
Charge decays exponentially as the capacitor discharges.
0571 / Electricity and Magnetism
\[\tau = \frac{L}{R}\]
The time constant controls current change in an RL circuit.
0572 / Electricity and Magnetism
\[I(t) = \frac{V}{R}\left(1-e^{-tR/L}\right)\]
Current rises exponentially toward its steady-state value.
0573 / Electricity and Magnetism
\[I(t) = I_0e^{-tR/L}\]
Current decays exponentially when the source is removed.
0574 / Electricity and Magnetism
\[\frac{V_s}{V_p} = \frac{N_s}{N_p}\]
Voltage ratio equals turns ratio in an ideal transformer.
0575 / Electricity and Magnetism
\[\frac{I_s}{I_p} = \frac{N_p}{N_s}\]
Current scales inversely with turns ratio in an ideal transformer.
0576 / Electricity and Magnetism
\[V_{rms} = \frac{V_0}{\sqrt{2}}\]
Rms voltage of a sinusoidal source equals peak voltage over root two.
0577 / Electricity and Magnetism
\[I_{rms} = \frac{I_0}{\sqrt{2}}\]
Rms current of a sinusoidal source equals peak current over root two.
0578 / Electricity and Magnetism
\[P_{avg} = V_{rms}I_{rms}\cos\phi\]
Power factor accounts for phase difference.
0579 / Electricity and Magnetism
\[Z_R = R\]
A resistor's impedance equals its resistance.
0580 / Electricity and Magnetism
\[X_L = \omega L\]
Reactance of an inductor increases with frequency.
0581 / Electricity and Magnetism
\[X_C = \frac{1}{\omega C}\]
Reactance of a capacitor decreases with frequency.
0582 / Electricity and Magnetism
\[Z = \sqrt{R^2 + (X_L - X_C)^2}\]
Combine resistance and net reactance to get impedance.
0583 / Electricity and Magnetism
\[f_0 = \frac{1}{2\pi\sqrt{LC}}\]
At resonance, inductive and capacitive reactance cancel.
0584 / Electricity and Magnetism
\[\mathbf{F} = q(\mathbf{E} + \mathbf{v} \times \mathbf{B})\]
A charged particle feels combined electric and magnetic forces.
0585 / Electricity and Magnetism
\[I = nqAv_d\]
Current in a conductor depends on charge density, area, and drift speed.
0586 / Electricity and Magnetism
\[V_H = \frac{BIl}{nqt}\]
The Hall effect creates a transverse voltage in a current-carrying conductor within a magnetic field.
51 formulas
0587 / Chemistry
\[n = \frac{m}{M}\]
Amount of substance equals mass divided by molar mass.
0588 / Chemistry
\[m = nM\]
Mass equals moles times molar mass.
0589 / Chemistry
\[M = \frac{n}{V}\]
Molarity measures moles of solute per liter of solution.
0590 / Chemistry
\[m = \frac{n_{solute}}{kg_{solvent}}\]
Molality uses kilograms of solvent instead of liters of solution.
0591 / Chemistry
\[M_1V_1 = M_2V_2\]
Dilution keeps the moles of solute constant.
0592 / Chemistry
\[\%\ Yield = \frac{Actual}{Theoretical} \cdot 100\]
Compare actual product to theoretical maximum.
0593 / Chemistry
\[Theoretical\ Yield = Limiting\ Reagent \times Stoichiometric\ Factor\]
Use the balanced equation to convert from limiting reagent to product.
0594 / Chemistry
\[Ratio = \frac{moles\ of\ element}{smallest\ moles}\]
Divide each mole amount by the smallest to get empirical subscripts.
0595 / Chemistry
\[Factor = \frac{Molar\ Mass}{Empirical\ Formula\ Mass}\]
Multiply empirical subscripts by the factor to get the molecular formula.
0596 / Chemistry
\[\rho = \frac{PM}{RT}\]
Gas density comes from the ideal gas law and molar mass.
0597 / Chemistry
\[P_i = x_i P_{total}\]
A gas's partial pressure equals its mole fraction times the total pressure.
0598 / Chemistry
\[x_i = \frac{n_i}{n_{total}}\]
Mole fraction expresses a component's share of total moles.
0599 / Chemistry
\[P_i = x_i P_i^\circ\]
A solvent's vapor pressure decreases in proportion to its mole fraction.
0600 / Chemistry
\[\Delta T_b = iK_bm\]
Boiling point rises with molality, the van't Hoff factor, and the ebullioscopic constant.
0601 / Chemistry
\[\Delta T_f = iK_fm\]
Freezing point falls with molality, the van't Hoff factor, and the cryoscopic constant.
0602 / Chemistry
\[\Pi = MRT\]
Osmotic pressure depends on solution molarity and absolute temperature.
0603 / Chemistry
\[pH = -\log[H^+]\]
pH measures hydrogen ion concentration on a logarithmic scale.
0604 / Chemistry
\[pOH = -\log[OH^-]\]
pOH measures hydroxide concentration on a logarithmic scale.
0605 / Chemistry
\[pH + pOH = 14\]
At 25 C, aqueous solutions satisfy this relation.
0606 / Chemistry
\[K_a = \frac{[H^+][A^-]}{[HA]}\]
Ka measures acid strength at equilibrium.
0607 / Chemistry
\[K_b = \frac{[BH^+][OH^-]}{[B]}\]
Kb measures base strength at equilibrium.
0608 / Chemistry
\[pH = pK_a + \log\frac{[A^-]}{[HA]}\]
Use this for buffer solutions made of a weak acid and its conjugate base.
0609 / Chemistry
\[K = \frac{[Products]^{coeff}}{[Reactants]^{coeff}}\]
Raise each concentration to its stoichiometric coefficient.
0610 / Chemistry
\[Q = \frac{[Products]^{coeff}}{[Reactants]^{coeff}}\]
Q has the same form as K but uses current concentrations.
0611 / Chemistry
\[\Delta G = \Delta H - T\Delta S\]
Free energy predicts spontaneity at constant temperature and pressure.
0612 / Chemistry
\[\Delta G^\circ = -RT\ln K\]
Large K values correspond to negative standard free energy changes.
0613 / Chemistry
\[\Delta H \approx \sum E_{broken} - \sum E_{formed}\]
Estimate reaction enthalpy from bonds broken minus bonds formed.
0614 / Chemistry
\[q_{lost} = -q_{gained}\]
Heat lost by one part of a system equals heat gained by another.
0615 / Chemistry
\[E = E^\circ - \frac{RT}{nF}\ln Q\]
Electrode potential shifts with concentration and reaction quotient.
0616 / Chemistry
\[m = \frac{Q M}{nF}\]
Electrolyzed mass depends on charge passed, molar mass, electron count, and Faraday's constant.
0617 / Chemistry
\[E^\circ_{cell} = E^\circ_{cathode} - E^\circ_{anode}\]
Standard cell voltage equals reduction potential difference.
0618 / Chemistry
\[A = \epsilon \ell c\]
Absorbance is proportional to molar absorptivity, path length, and concentration.
0619 / Chemistry
\[Rate = -\frac{1}{a}\frac{d[A]}{dt} = \frac{1}{b}\frac{d[B]}{dt}\]
Stoichiometric coefficients link concentration changes to the reaction rate.
0620 / Chemistry
\[Rate = k[A]^m[B]^n\]
Concentration exponents come from experiment, not directly from coefficients.
0621 / Chemistry
\[k = Ae^{-E_a/(RT)}\]
Reaction rate constants increase with temperature.
0622 / Chemistry
\[\ln\frac{[A]_t}{[A]_0} = -kt\]
A straight line of ln[A] versus time indicates first-order kinetics.
0623 / Chemistry
\[\frac{1}{[A]_t} = \frac{1}{[A]_0} + kt\]
A straight line of 1/[A] versus time indicates second-order kinetics.
0624 / Chemistry
\[t_{1/2} = \frac{\ln 2}{k}\]
First-order half-life is constant and independent of concentration.
0625 / Chemistry
\[t_{1/2} = \frac{1}{k[A]_0}\]
Second-order half-life depends on the initial concentration.
0626 / Chemistry
\[\ln\frac{P_2}{P_1} = -\frac{\Delta H_{vap}}{R}\left(\frac{1}{T_2}-\frac{1}{T_1}\right)\]
Relate vapor pressures at two temperatures.
0627 / Chemistry
\[\ln\frac{K_2}{K_1} = -\frac{\Delta H^\circ}{R}\left(\frac{1}{T_2}-\frac{1}{T_1}\right)\]
Relate equilibrium constants at two temperatures.
0628 / Chemistry
\[Atomic\ Mass = \sum (Fractional\ Abundance \times Isotopic\ Mass)\]
Average isotopic masses by their natural abundances.
0629 / Chemistry
\[\%\ Element = \frac{Mass\ of\ Element}{Molar\ Mass\ of\ Compound} \cdot 100\]
Percent composition shows how much each element contributes by mass.
0630 / Chemistry
\[FC = Valence - Nonbonding - \frac{Bonding}{2}\]
Formal charge helps compare Lewis structures.
0631 / Chemistry
\[Bond\ Order = \frac{Bonding\ Electrons - Antibonding\ Electrons}{2}\]
Bond order indicates bond strength in molecular orbital theory.
0632 / Chemistry
\[\frac{r_1}{r_2} = \sqrt{\frac{M_2}{M_1}}\]
Lighter gases diffuse or effuse faster than heavier gases.
0633 / Chemistry
\[\left(P + a\frac{n^2}{V^2}\right)(V-nb) = nRT\]
Correct the ideal gas law for intermolecular attraction and finite molecular volume.
0634 / Chemistry
\[\beta = 2.303C\frac{K_a[H^+]}{(K_a+[H^+])^2}\]
Buffer capacity measures resistance to pH change.
0635 / Chemistry
\[K_{sp} = [M^{m+}]^a[X^{n-}]^b\]
Ksp uses the dissolved ion concentrations raised to stoichiometric powers.
0636 / Chemistry
\[N = N_0e^{-\lambda t}\]
Radioactive nuclei decay exponentially over time.
0637 / Chemistry
\[t_{1/2} = \frac{\ln 2}{\lambda}\]
Half-life depends on the decay constant.
20 formulas
0638 / Biology, Medicine, and Earth Science
\[N_t = N_0e^{rt}\]
Population size grows exponentially when the per-capita growth rate stays constant.
0639 / Biology, Medicine, and Earth Science
\[N_t = \frac{K}{1 + Ae^{-rt}}\]
Logistic growth slows as population approaches carrying capacity.
0640 / Biology, Medicine, and Earth Science
\[p^2 + 2pq + q^2 = 1\]
Allele frequencies in an ideal population determine genotype frequencies.
0641 / Biology, Medicine, and Earth Science
\[BMI = \frac{m}{h^2}\]
BMI compares body mass to height squared.
0642 / Biology, Medicine, and Earth Science
\[BSA = \sqrt{\frac{Height\times Weight}{3600}}\]
Body surface area is commonly estimated from height and weight.
0643 / Biology, Medicine, and Earth Science
\[MAP = \frac{SBP + 2DBP}{3}\]
Mean arterial pressure weights diastolic time more heavily than systolic time.
0644 / Biology, Medicine, and Earth Science
\[CO = HR \times SV\]
Cardiac output equals heart rate times stroke volume.
0645 / Biology, Medicine, and Earth Science
\[V_A = (V_T - V_D)f\]
Subtract dead-space volume from tidal volume, then multiply by breathing rate.
0646 / Biology, Medicine, and Earth Science
\[NFP = P_{GC} - P_{BS} - \pi_{GC}\]
Net filtration pressure drives kidney filtration.
0647 / Biology, Medicine, and Earth Science
\[\dot{V}_{O_2} = CO(C_aO_2 - C_vO_2)\]
Oxygen use equals cardiac output times arterial-venous oxygen difference.
0648 / Biology, Medicine, and Earth Science
\[v = \frac{Distance}{Time}\]
Seismic wave speed comes from travel distance divided by travel time.
0649 / Biology, Medicine, and Earth Science
\[g = \frac{GM_E}{R_E^2}\]
Gravity at Earth's surface depends on Earth mass and radius.
0650 / Biology, Medicine, and Earth Science
\[v_e = \sqrt{\frac{2GM}{R}}\]
Escape speed rises with planetary mass and falls with radius.
0651 / Biology, Medicine, and Earth Science
\[T = 2\pi\sqrt{\frac{a^3}{GM}}\]
Orbital period depends on semi-major axis and central mass.
0652 / Biology, Medicine, and Earth Science
\[L = 4\pi R^2\sigma T^4\]
A star's luminosity depends on emitting area and surface temperature.
0653 / Biology, Medicine, and Earth Science
\[m - M = 5\log_{10}(d) - 5\]
Astronomers compare apparent and absolute magnitude to estimate distance in parsecs.
0654 / Biology, Medicine, and Earth Science
\[z = \frac{\lambda_{obs}-\lambda_{emit}}{\lambda_{emit}}\]
Redshift measures the fractional increase in wavelength.
0655 / Biology, Medicine, and Earth Science
\[v = H_0 d\]
Galaxies recede faster as their distance increases.
0656 / Biology, Medicine, and Earth Science
\[M = M_{objective}M_{eyepiece}\]
Total magnification is the product of objective and eyepiece magnifications.
0657 / Biology, Medicine, and Earth Science
\[\beta = 10\log_{10}\left(\frac{I}{I_0}\right)\]
Sound level in decibels compares intensity to a reference intensity.
20 formulas
0658 / Modern Physics and Relativity
\[E = mc^2\]
Mass and energy are interchangeable according to relativity.
0659 / Modern Physics and Relativity
\[p = \gamma mv\]
Relativistic momentum grows faster than classical momentum at high speeds.
0660 / Modern Physics and Relativity
\[\gamma = \frac{1}{\sqrt{1-v^2/c^2}}\]
The Lorentz factor appears throughout special relativity.
0661 / Modern Physics and Relativity
\[\Delta t = \gamma \Delta t_0\]
Moving clocks run slow relative to stationary observers.
0662 / Modern Physics and Relativity
\[L = \frac{L_0}{\gamma}\]
Lengths parallel to motion contract for fast-moving objects.
0663 / Modern Physics and Relativity
\[E^2 = (pc)^2 + (mc^2)^2\]
Energy, momentum, and mass are linked by this invariant relation.
0664 / Modern Physics and Relativity
\[E = hf\]
Photon energy rises linearly with frequency.
0665 / Modern Physics and Relativity
\[E = \frac{hc}{\lambda}\]
Photon energy is inversely proportional to wavelength.
0666 / Modern Physics and Relativity
\[\Delta\lambda = \frac{h}{m_ec}(1-\cos\theta)\]
Scattered photons shift wavelength depending on the scattering angle.
0667 / Modern Physics and Relativity
\[\Delta x\Delta p \geq \frac{\hbar}{2}\]
Position and momentum cannot both be known exactly.
0668 / Modern Physics and Relativity
\[\Delta E\Delta t \geq \frac{\hbar}{2}\]
Short-lived states can have uncertain energies.
0669 / Modern Physics and Relativity
\[a_0 = \frac{4\pi\epsilon_0\hbar^2}{m_ee^2}\]
The Bohr radius sets the characteristic size of hydrogen's ground-state orbit.
0670 / Modern Physics and Relativity
\[E_n = -\frac{13.6\ \text{eV}}{n^2}\]
Hydrogen energy levels get closer together as n increases.
0671 / Modern Physics and Relativity
\[\frac{1}{\lambda} = R_H\left(\frac{1}{n_1^2}-\frac{1}{n_2^2}\right)\]
Use the Rydberg formula for spectral lines in hydrogen.
0672 / Modern Physics and Relativity
\[BE = \Delta m c^2\]
Mass defect converts to binding energy through mass-energy equivalence.
0673 / Modern Physics and Relativity
\[A = \lambda N\]
Activity counts decays per unit time.
0674 / Modern Physics and Relativity
\[N = N_0e^{-\lambda t}\]
Undecayed nuclei decrease exponentially over time.
0675 / Modern Physics and Relativity
\[\tau = \frac{1}{\lambda}\]
Mean lifetime is the reciprocal of the decay constant.
0676 / Modern Physics and Relativity
\[E_{quantum} = hf\]
Energy is exchanged in discrete quanta.
0677 / Modern Physics and Relativity
\[2d\sin\theta = n\lambda\]
Crystal layers produce constructive interference at specific angles.
25 formulas
0678 / Circuit and Electromagnetic Reference
\[\sum I_{in} = \sum I_{out}\]
The total current entering a node equals the total current leaving it.
0679 / Circuit and Electromagnetic Reference
\[\sum V = 0\]
The directed sum of potential changes around a closed loop is zero.
0680 / Circuit and Electromagnetic Reference
\[I = C\frac{dV}{dt}\]
Capacitor current depends on how quickly voltage changes.
0681 / Circuit and Electromagnetic Reference
\[V = L\frac{dI}{dt}\]
Inductor voltage depends on how quickly current changes.
0682 / Circuit and Electromagnetic Reference
\[u_E = \frac{1}{2}\epsilon E^2\]
Electric fields store energy in space.
0683 / Circuit and Electromagnetic Reference
\[u_B = \frac{B^2}{2\mu}\]
Magnetic fields store energy in space.
0684 / Circuit and Electromagnetic Reference
\[\mathcal{E} = B\ell v\]
A conductor moving through a magnetic field experiences an induced emf.
0685 / Circuit and Electromagnetic Reference
\[\tau = \mu B\sin\theta\]
A magnetic dipole tends to rotate to align with a magnetic field.
0686 / Circuit and Electromagnetic Reference
\[U = -\boldsymbol{\mu}\cdot\mathbf{B}\]
Potential energy is lowest when the dipole aligns with the field.
0687 / Circuit and Electromagnetic Reference
\[L = \mu\frac{N^2A}{\ell}\]
Inductance grows with turns squared and cross-sectional area.
0688 / Circuit and Electromagnetic Reference
\[P = LI\frac{dI}{dt}\]
Instantaneous power into an inductor depends on current and the rate of current change.
0689 / Circuit and Electromagnetic Reference
\[X_C = \frac{1}{2\pi fC}\]
Capacitive reactance falls as frequency increases.
0690 / Circuit and Electromagnetic Reference
\[X_L = 2\pi fL\]
Inductive reactance rises as frequency increases.
0691 / Circuit and Electromagnetic Reference
\[\phi = \tan^{-1}\left(\frac{X_L-X_C}{R}\right)\]
Phase angle measures the lead or lag between voltage and current.
0692 / Circuit and Electromagnetic Reference
\[\omega_0 = \frac{1}{\sqrt{LC}}\]
At resonance, inductive and capacitive reactance cancel.
0693 / Circuit and Electromagnetic Reference
\[Q = \frac{\omega_0 L}{R}\]
Q factor measures how sharp resonance is.
0694 / Circuit and Electromagnetic Reference
\[\Delta f = \frac{f_0}{Q}\]
High-Q circuits have narrow bandwidth.
0695 / Circuit and Electromagnetic Reference
\[\mathbf{F} = I\mathbf{L} \times \mathbf{B}\]
Use the cross product to capture direction and magnitude.
0696 / Circuit and Electromagnetic Reference
\[\oint \mathbf{B}\cdot d\mathbf{\ell} = \mu_0 I_{enc}\]
Circulating magnetic field depends on enclosed current.
0697 / Circuit and Electromagnetic Reference
\[d\mathbf{B} = \frac{\mu_0}{4\pi}\frac{I\,d\mathbf{\ell} \times \hat{\mathbf{r}}}{r^2}\]
This law builds magnetic fields from current elements.
0698 / Circuit and Electromagnetic Reference
\[B = \frac{\mu_0 I}{2R}\]
A current loop creates a magnetic field through its center.
0699 / Circuit and Electromagnetic Reference
\[B = \frac{\mu_0 I R^2}{2(R^2+x^2)^{3/2}}\]
Field strength decreases away from the center along the axis.
0700 / Circuit and Electromagnetic Reference
\[p = qd\]
Dipole moment measures charge separation.
0701 / Circuit and Electromagnetic Reference
\[V = \frac{1}{4\pi\epsilon_0}\frac{p\cos\theta}{r^2}\]
Far from the dipole, electric potential falls with the square of distance.
0702 / Circuit and Electromagnetic Reference
\[E = \frac{1}{4\pi\epsilon_0}\frac{2p}{r^3}\]
Along the dipole axis, field strength falls with the cube of distance.
25 formulas
0703 / Chemical Thermodynamics and Solutions
\[\Delta H^\circ_{rxn} = \sum \nu \Delta H_f^\circ(products) - \sum \nu \Delta H_f^\circ(reactants)\]
Use tabulated standard enthalpies of formation to find reaction enthalpy.
0704 / Chemical Thermodynamics and Solutions
\[\Delta S^\circ_{rxn} = \sum \nu S^\circ(products) - \sum \nu S^\circ(reactants)\]
Use tabulated standard molar entropies to estimate reaction entropy.
0705 / Chemical Thermodynamics and Solutions
\[\Delta G^\circ_{rxn} = \sum \nu \Delta G_f^\circ(products) - \sum \nu \Delta G_f^\circ(reactants)\]
Use standard free energies of formation to estimate spontaneity.
0706 / Chemical Thermodynamics and Solutions
\[K_p = K_c(RT)^{\Delta n}\]
Convert between pressure-based and concentration-based equilibrium constants.
0707 / Chemical Thermodynamics and Solutions
\[\Delta H_{overall} = \sum \Delta H_{steps}\]
Reaction enthalpies add when reactions are added.
0708 / Chemical Thermodynamics and Solutions
\[i = \frac{observed\ particles}{formula\ units}\]
The van't Hoff factor counts how many dissolved particles each formula unit produces.
0709 / Chemical Thermodynamics and Solutions
\[M_aV_a\,n_a = M_bV_b\,n_b\]
At equivalence, acid and base moles balance stoichiometrically.
0710 / Chemical Thermodynamics and Solutions
\[Equivalent\ Weight = \frac{Molar\ Mass}{n\text{-}factor}\]
Equivalent weight depends on how many protons, electrons, or ions are exchanged.
0711 / Chemical Thermodynamics and Solutions
\[N = \frac{Equivalents}{Liter}\]
Normality measures equivalent concentration.
0712 / Chemical Thermodynamics and Solutions
\[K_aK_b = K_w\]
A conjugate acid-base pair satisfies this relation in water.
0713 / Chemical Thermodynamics and Solutions
\[pK_a = -\log K_a\]
pKa is the negative base-10 logarithm of Ka.
0714 / Chemical Thermodynamics and Solutions
\[pK_b = -\log K_b\]
pKb is the negative base-10 logarithm of Kb.
0715 / Chemical Thermodynamics and Solutions
\[v_n = \frac{Z\alpha c}{n}\]
Hydrogen-like atoms have quantized electron speeds in the Bohr model.
0716 / Chemical Thermodynamics and Solutions
\[\lambda = \frac{h}{mv}\]
The wavelength of a moving particle is inversely proportional to momentum.
0717 / Chemical Thermodynamics and Solutions
\[C = \frac{q}{n\Delta T}\]
Molar heat capacity uses amount of substance instead of mass.
0718 / Chemical Thermodynamics and Solutions
\[\Delta S = \frac{q_{rev}}{T}\]
Reversible heat transfer divided by absolute temperature gives entropy change.
0719 / Chemical Thermodynamics and Solutions
\[Q_p = \frac{P_{products}^{coeff}}{P_{reactants}^{coeff}}\]
Build Qp from partial pressures raised to their stoichiometric powers.
0720 / Chemical Thermodynamics and Solutions
\[C = k_H P\]
Gas solubility in a liquid is proportional to partial pressure above the liquid.
0721 / Chemical Thermodynamics and Solutions
\[Osmolarity = iM\]
Multiply molarity by the van't Hoff factor to count dissolved particles.
0722 / Chemical Thermodynamics and Solutions
\[pOH = pK_b + \log\frac{[BH^+]}{[B]}\]
Use this base-form Henderson-Hasselbalch equation for basic buffers.
0723 / Chemical Thermodynamics and Solutions
\[\left(\frac{\partial (\Delta G/T)}{\partial T}\right)_P = -\frac{\Delta H}{T^2}\]
This thermodynamic relation links free-energy change and enthalpy to temperature.
0724 / Chemical Thermodynamics and Solutions
\[\frac{dP}{dT} = \frac{\Delta H}{T\Delta V}\]
This describes the slope of a phase boundary on a pressure-temperature diagram.
0725 / Chemical Thermodynamics and Solutions
\[T_c = \frac{8a}{27Rb}\]
The van der Waals constants determine a fluid's critical temperature.
0726 / Chemical Thermodynamics and Solutions
\[P_c = \frac{a}{27b^2}\]
The van der Waals constants determine a fluid's critical pressure.
0727 / Chemical Thermodynamics and Solutions
\[V_c = 3nb\]
The van der Waals constants determine a fluid's critical molar volume.
23 formulas
0728 / Astronomy and Biophysics Reference
\[U = -G\frac{m_1m_2}{r}\]
Mutual gravitational potential energy is negative and approaches zero at infinite separation.
0729 / Astronomy and Biophysics Reference
\[E = -\frac{GMm}{2a}\]
A bound Keplerian orbit has negative total energy determined by its semi-major axis.
0730 / Astronomy and Biophysics Reference
\[v^2 = GM\left(\frac{2}{r} - \frac{1}{a}\right)\]
Orbital speed depends on the current radius and semi-major axis.
0731 / Astronomy and Biophysics Reference
\[r_s = \frac{2GM}{c^2}\]
This radius defines the event horizon of a non-rotating black hole.
0732 / Astronomy and Biophysics Reference
\[v_e = \sqrt{\frac{2GM}{R}}\]
Escape speed rises with mass and decreases with radius.
0733 / Astronomy and Biophysics Reference
\[v = \sqrt{\frac{GM}{R}}\]
A circular orbit at the surface has this speed in the simplified model.
0734 / Astronomy and Biophysics Reference
\[F = \frac{L}{4\pi d^2}\]
Flux at distance d spreads over a sphere of radius d.
0735 / Astronomy and Biophysics Reference
\[M = m - 5\log_{10}\left(\frac{d}{10\,pc}\right)\]
Absolute magnitude is the apparent magnitude the object would have at 10 parsecs.
0736 / Astronomy and Biophysics Reference
\[d\,(pc) = \frac{1}{p\,(arcsec)}\]
Astronomical distance in parsecs is the reciprocal of parallax angle in arcseconds.
0737 / Astronomy and Biophysics Reference
\[t_H \approx \frac{1}{H_0}\]
The inverse of Hubble's constant gives a rough cosmic timescale.
0738 / Astronomy and Biophysics Reference
\[FFMI = \frac{Fat\text{-}Free\ Mass}{Height^2}\]
FFMI compares lean body mass to height squared.
0739 / Astronomy and Biophysics Reference
\[PP = SBP - DBP\]
Pulse pressure is the difference between systolic and diastolic blood pressure.
0740 / Astronomy and Biophysics Reference
\[EF = \frac{Stroke\ Volume}{End\text{-}Diastolic\ Volume} \cdot 100\]
Ejection fraction measures how much ventricular volume is pumped out per beat.
0741 / Astronomy and Biophysics Reference
\[CI = \frac{Cardiac\ Output}{Body\ Surface\ Area}\]
Cardiac index normalizes cardiac output by body size.
0742 / Astronomy and Biophysics Reference
\[\dot{V}_E = V_T f\]
Minute ventilation is tidal volume times breathing frequency.
0743 / Astronomy and Biophysics Reference
\[O_2\ Pulse = \frac{\dot{V}_{O_2}}{HR}\]
Oxygen pulse approximates oxygen used per heartbeat.
0744 / Astronomy and Biophysics Reference
\[BMR \propto Body\ Surface\ Area\]
Metabolic needs scale roughly with surface area across individuals.
0745 / Astronomy and Biophysics Reference
\[Rate = Concentration \times Flow\]
Infused dose delivery rate equals solution concentration times volumetric flow.
0746 / Astronomy and Biophysics Reference
\[Cl \approx \frac{U\times V}{P}\]
Clearance compares urine concentration times flow to plasma concentration.
0747 / Astronomy and Biophysics Reference
\[P_AO_2 = P_IO_2 - \frac{P_aCO_2}{R}\]
Estimate alveolar oxygen pressure from inspired oxygen and arterial carbon dioxide.
0748 / Astronomy and Biophysics Reference
\[MCV = \frac{Hematocrit \times 10}{RBC\ Count}\]
Mean corpuscular volume estimates average red-blood-cell size.
0749 / Astronomy and Biophysics Reference
\[MCH = \frac{Hemoglobin \times 10}{RBC\ Count}\]
Mean corpuscular hemoglobin estimates average hemoglobin per red blood cell.
0750 / Astronomy and Biophysics Reference
\[MCHC = \frac{Hemoglobin \times 100}{Hematocrit}\]
MCHC estimates hemoglobin concentration within red blood cells.
Finance
Interest, loans, investing, accounting, business, valuation, and real-estate formulas.
40 formulas
0751 / Interest and Time Value of Money
\[I = Prt\]
Simple interest grows linearly with principal, rate, and time.
0752 / Interest and Time Value of Money
\[A = P(1+rt)\]
Add simple interest to principal.
0753 / Interest and Time Value of Money
\[A = P\left(1 + \frac{r}{n}\right)^{nt}\]
Compound growth adds interest on prior interest.
0754 / Interest and Time Value of Money
\[A = Pe^{rt}\]
Continuous compounding uses the natural exponential function.
0755 / Interest and Time Value of Money
\[FV = PV(1+r)^t\]
Future value compounds present money forward in time.
0756 / Interest and Time Value of Money
\[PV = \frac{FV}{(1+r)^t}\]
Discount future money back to today's value.
0757 / Interest and Time Value of Money
\[DF = \frac{1}{(1+r)^t}\]
A discount factor converts a future amount to present value.
0758 / Interest and Time Value of Money
\[EAR = \left(1 + \frac{r}{n}\right)^n - 1\]
EAR converts a nominal quoted rate into an annual compounded rate.
0759 / Interest and Time Value of Money
\[r = n\left((1+EAR)^{1/n}-1\right)\]
Recover the nominal rate that compounds n times per year.
0760 / Interest and Time Value of Money
\[1+r_{real} = \frac{1+r_{nominal}}{1+\pi}\]
Adjust a nominal return for inflation.
0761 / Interest and Time Value of Money
\[r_{real} \approx r_{nominal} - \pi\]
This approximation works well when rates are relatively small.
0762 / Interest and Time Value of Money
\[Years \approx \frac{72}{Rate\%}\]
Estimate doubling time quickly using 72 divided by the annual rate.
0763 / Interest and Time Value of Money
\[t = \frac{\ln 2}{r}\]
For continuous compounding, the doubling time uses natural logs.
0764 / Interest and Time Value of Money
\[NPV = \frac{CF_t}{(1+r)^t}\]
Discount an individual future cash flow to the present.
0765 / Interest and Time Value of Money
\[NPV = \sum_{t=0}^{n} \frac{CF_t}{(1+r)^t}\]
Discount and sum each cash flow across the timeline.
0766 / Interest and Time Value of Money
\[PV = \frac{C}{r}\]
A level perpetuity pays the same amount forever.
0767 / Interest and Time Value of Money
\[PV = \frac{C_1}{r-g}\]
Use the next-period cash flow and ensure r is greater than g.
0768 / Interest and Time Value of Money
\[PV = PMT\frac{1-(1+r)^{-n}}{r}\]
Discount a level payment stream paid at the end of each period.
0769 / Interest and Time Value of Money
\[FV = PMT\frac{(1+r)^n-1}{r}\]
Compound each payment to the end of the annuity.
0770 / Interest and Time Value of Money
\[PV_{due} = PV_{ordinary}(1+r)\]
Payments at the beginning of each period are worth one extra period of growth.
0771 / Interest and Time Value of Money
\[FV_{due} = FV_{ordinary}(1+r)\]
Payments at the beginning of each period compound one extra period.
0772 / Interest and Time Value of Money
\[PV = PMT\frac{1-\left(\frac{1+g}{1+r}\right)^n}{r-g}\]
Discount a payment stream that grows by g each period.
0773 / Interest and Time Value of Money
\[FV = PMT\frac{(1+r)^n-(1+g)^n}{r-g}\]
Accumulate a payment stream that grows at rate g.
0774 / Interest and Time Value of Money
\[FV = PV(1+i)^n\]
This is the general periodic compounding formula.
0775 / Interest and Time Value of Money
\[PV = \frac{FV}{(1+i)^n}\]
This is the general periodic discounting formula.
0776 / Interest and Time Value of Money
\[PV = FVe^{-rt}\]
Use the exponential discount factor under continuous compounding.
0777 / Interest and Time Value of Money
\[i = \left(1+r_{annual}\right)^{1/m}-1\]
Convert an effective annual rate to an equivalent periodic rate.
0778 / Interest and Time Value of Money
\[FV = PV(1+i)^n + PMT\frac{(1+i)^n-1}{i}\]
Grow an opening balance and add the future value of contributions.
0779 / Interest and Time Value of Money
\[PMT = \frac{(FV-PV(1+i)^n)i}{(1+i)^n-1}\]
Solve the contribution formula for the recurring payment.
0780 / Interest and Time Value of Money
\[0 = \sum_{t=0}^{n} \frac{CF_t}{(1+IRR)^t}\]
IRR is the discount rate that makes net present value equal zero.
0781 / Interest and Time Value of Money
\[PI = \frac{PV\ of\ Future\ Cash\ Inflows}{Initial\ Investment}\]
A profitability index above one indicates positive net present value.
0782 / Interest and Time Value of Money
\[EAA = NPV\frac{r}{1-(1+r)^{-n}}\]
Convert project value into an equivalent level annual amount.
0783 / Interest and Time Value of Money
\[CRF = \frac{r(1+r)^n}{(1+r)^n-1}\]
Use this to turn a present cost into equal periodic payments.
0784 / Interest and Time Value of Money
\[SFF = \frac{r}{(1+r)^n-1}\]
This gives the periodic deposit required to reach a target future amount.
0785 / Interest and Time Value of Money
\[FVIF = (1+r)^n\]
FVIF is the growth multiplier for a single sum.
0786 / Interest and Time Value of Money
\[PVIF = \frac{1}{(1+r)^n}\]
PVIF is the discount multiplier for a single future sum.
0787 / Interest and Time Value of Money
\[PVIFA = \frac{1-(1+r)^{-n}}{r}\]
PVIFA is the multiplier for an ordinary annuity present value.
0788 / Interest and Time Value of Money
\[FVIFA = \frac{(1+r)^n-1}{r}\]
FVIFA is the multiplier for an ordinary annuity future value.
0789 / Interest and Time Value of Money
\[Discount\ Factor_t = \frac{1}{(1+WACC)^t}\]
Use the weighted average cost of capital to discount project cash flows.
0790 / Interest and Time Value of Money
\[HV = \frac{FCF_{n+1}}{r-g}\]
A growing perpetuity can estimate continuing value beyond a forecast horizon.
32 formulas
0791 / Loans and Amortization
\[PMT = P\frac{i(1+i)^n}{(1+i)^n-1}\]
Use this to find a fixed periodic payment on an amortizing loan.
0792 / Loans and Amortization
\[P = PMT\frac{(1+i)^n-1}{i(1+i)^n}\]
Solve the amortization formula for principal.
0793 / Loans and Amortization
\[n = \frac{-\ln\left(1-\frac{iP}{PMT}\right)}{\ln(1+i)}\]
Solve the amortization formula for the payment count.
0794 / Loans and Amortization
\[i = \frac{APR}{m}\]
Divide the annual percentage rate by periods per year.
0795 / Loans and Amortization
\[Principal = Price - Down\ Payment\]
Mortgage amount equals price minus down payment.
0796 / Loans and Amortization
\[B_k = P(1+i)^k - PMT\frac{(1+i)^k-1}{i}\]
This gives balance after k payments.
0797 / Loans and Amortization
\[Interest_k = iB_{k-1}\]
Interest due equals the periodic rate times the previous balance.
0798 / Loans and Amortization
\[Principal_k = PMT - Interest_k\]
Subtract the interest from the total payment.
0799 / Loans and Amortization
\[Total\ Interest = PMT\cdot n - P\]
Total interest is all payments minus original principal.
0800 / Loans and Amortization
\[LTV = \frac{Loan\ Amount}{Property\ Value} \cdot 100\]
LTV compares the borrowed amount to collateral value.
0801 / Loans and Amortization
\[DTI = \frac{Monthly\ Debt\ Payments}{Gross\ Monthly\ Income} \cdot 100\]
DTI measures debt burden relative to income.
0802 / Loans and Amortization
\[Months = \frac{Closing\ Costs}{Monthly\ Savings}\]
Refinancing pays off after cumulative savings cover upfront costs.
0803 / Loans and Amortization
\[PMT_{biweekly} = \frac{PMT_{monthly}\cdot 12}{26}\]
Convert monthly payments into an equivalent biweekly schedule.
0804 / Loans and Amortization
\[Interest = Balance \cdot Daily\ Rate \cdot Days\]
Credit-card interest often uses average daily balance calculations.
0805 / Loans and Amortization
\[Lease\ Payment = Depreciation\ Fee + Finance\ Fee\]
A vehicle lease payment combines depreciation and financing.
0806 / Loans and Amortization
\[Depreciation\ Fee = \frac{Cap\ Cost - Residual}{Lease\ Term}\]
Spread the value loss across the lease term.
0807 / Loans and Amortization
\[Finance\ Fee = (Cap\ Cost + Residual)\cdot Money\ Factor\]
Lease finance charges depend on capitalized cost, residual, and money factor.
0808 / Loans and Amortization
\[APR \approx Money\ Factor \cdot 2400\]
Multiply a lease money factor by 2400 to estimate APR.
0809 / Loans and Amortization
\[Affordable\ Payment = Income \cdot Housing\ Ratio\]
Housing-payment rules often cap payment as a share of income.
0810 / Loans and Amortization
\[B_n = P(1+i)^n - PMT\frac{(1+i)^n-1}{i}\]
A balloon balance is the amount still owed when the loan term ends early.
0811 / Loans and Amortization
\[PMT = Goal\cdot\frac{i}{(1+i)^n-1}\]
Solve for the monthly deposit required to hit a future target.
0812 / Loans and Amortization
\[FV = PMT\frac{(1+i)^n-1}{i}\]
Recurring deposits grow into a future fund value.
0813 / Loans and Amortization
\[APR \approx \frac{2m\cdot Finance\ Charge}{Principal\cdot(Number\ of\ Payments + 1)}\]
This approximation estimates APR from installment-loan terms.
0814 / Loans and Amortization
\[Housing\ Payment = P\&I + Taxes + Insurance + HOA\]
Total monthly housing cost includes escrowed items and association fees.
0815 / Loans and Amortization
\[Cash\ Flow = Rent - Expenses - Debt\ Service\]
Rental cash flow is income minus operating costs and financing.
0816 / Loans and Amortization
\[Mortgage\ Constant = \frac{Annual\ Debt\ Service}{Loan\ Amount}\]
This expresses annual loan cost as a percentage of original loan amount.
0817 / Loans and Amortization
\[DSCR = \frac{NOI}{Debt\ Service}\]
Lenders use DSCR to assess whether income covers loan payments.
0818 / Loans and Amortization
\[Price\ per\ SqFt = \frac{Price}{Area}\]
Normalize property prices by floor area.
0819 / Loans and Amortization
\[Factor = \frac{i(1+i)^n}{(1+i)^n-1}\]
Multiply this factor by principal to get the periodic payment.
0820 / Loans and Amortization
\[Equity = Property\ Value - Loan\ Balance\]
Equity is the owner's value in the property after subtracting debt.
0821 / Loans and Amortization
\[Cash\ Out = New\ Loan - Old\ Balance - Closing\ Costs\]
This estimates cash received from a refinance after paying off the prior loan.
0822 / Loans and Amortization
\[Occupancy = \frac{Fixed\ Costs}{Average\ Rate - Variable\ Cost\ per\ Unit}\]
Solve for the occupancy or unit count required to cover costs.
43 formulas
0823 / Investing and Portfolio Theory
\[ROI = \frac{Gain - Cost}{Cost} \cdot 100\]
ROI compares profit to the original cost.
0824 / Investing and Portfolio Theory
\[HPR = \frac{Income + Ending\ Value - Beginning\ Value}{Beginning\ Value}\]
Include both price change and income received.
0825 / Investing and Portfolio Theory
\[CAGR = \left(\frac{Ending}{Beginning}\right)^{1/n} - 1\]
CAGR smooths multi-year growth into an annualized rate.
0826 / Investing and Portfolio Theory
\[Dividend\ Yield = \frac{Annual\ Dividend\ per\ Share}{Price\ per\ Share}\]
Dividend yield expresses income relative to price.
0827 / Investing and Portfolio Theory
\[Payout\ Ratio = \frac{Dividends}{Net\ Income}\]
This measures how much profit is distributed to shareholders.
0828 / Investing and Portfolio Theory
\[Retention\ Ratio = 1 - Payout\ Ratio\]
The retention ratio measures what share of earnings stays in the business.
0829 / Investing and Portfolio Theory
\[E(R_p) = \sum w_i E(R_i)\]
Portfolio expected return is a weighted average of asset returns.
0830 / Investing and Portfolio Theory
\[\sigma_p^2 = \sum_i\sum_j w_i w_j \operatorname{Cov}(R_i,R_j)\]
Portfolio variance depends on weights, asset variances, and covariances.
0831 / Investing and Portfolio Theory
\[\sigma_p^2 = w_1^2\sigma_1^2 + w_2^2\sigma_2^2 + 2w_1w_2\sigma_1\sigma_2\rho_{12}\]
Use correlation to simplify the covariance term.
0832 / Investing and Portfolio Theory
\[\sigma_p = \sqrt{\sigma_p^2}\]
Take the square root of portfolio variance to get volatility.
0833 / Investing and Portfolio Theory
\[Sharpe = \frac{R_p - R_f}{\sigma_p}\]
Sharpe ratio measures excess return per unit of total risk.
0834 / Investing and Portfolio Theory
\[Treynor = \frac{R_p - R_f}{\beta_p}\]
Treynor ratio measures excess return per unit of systematic risk.
0835 / Investing and Portfolio Theory
\[\alpha = R_p - [R_f + \beta_p(R_m - R_f)]\]
Alpha compares realized return to the return predicted by CAPM.
0836 / Investing and Portfolio Theory
\[E(R_i) = R_f + \beta_i(E(R_m)-R_f)\]
CAPM links expected return to systematic market risk.
0837 / Investing and Portfolio Theory
\[\beta_i = \frac{\operatorname{Cov}(R_i,R_m)}{\operatorname{Var}(R_m)}\]
Beta compares asset sensitivity to market variance.
0838 / Investing and Portfolio Theory
\[E(R) = R_f + \beta(E(R_m)-R_f)\]
The security market line is the CAPM relationship graphed.
0839 / Investing and Portfolio Theory
\[P/E = \frac{Price\ per\ Share}{Earnings\ per\ Share}\]
P/E compares market price to earnings power.
0840 / Investing and Portfolio Theory
\[EPS = \frac{Net\ Income - Preferred\ Dividends}{Weighted\ Average\ Shares}\]
EPS distributes earnings across outstanding common shares.
0841 / Investing and Portfolio Theory
\[BVPS = \frac{Common\ Equity}{Shares\ Outstanding}\]
Book value per share compares net assets to share count.
0842 / Investing and Portfolio Theory
\[P/B = \frac{Market\ Price\ per\ Share}{Book\ Value\ per\ Share}\]
P/B compares market valuation to accounting book value.
0843 / Investing and Portfolio Theory
\[EV = Market\ Cap + Debt - Cash\]
Enterprise value estimates total operating business value.
0844 / Investing and Portfolio Theory
\[EV/EBITDA = \frac{Enterprise\ Value}{EBITDA}\]
This multiple compares business value to cash operating profit.
0845 / Investing and Portfolio Theory
\[FCFF = EBIT(1-T) + Depreciation - CapEx - \Delta NWC\]
FCFF measures cash available to all capital providers.
0846 / Investing and Portfolio Theory
\[FCFE = Net\ Income + Depreciation - CapEx - \Delta NWC + Net\ Borrowing\]
FCFE measures cash available to equity holders.
0847 / Investing and Portfolio Theory
\[Market\ Cap = Share\ Price \times Shares\ Outstanding\]
Market cap is the total market value of equity.
0848 / Investing and Portfolio Theory
\[P_0 = \frac{D_1}{r-g}\]
Use the Gordon growth model for a stock with stable perpetual dividend growth.
0849 / Investing and Portfolio Theory
\[r = \frac{D_1}{P_0} + g\]
Rearrange the Gordon growth model to solve for required return.
0850 / Investing and Portfolio Theory
\[g = ROE \times Retention\ Ratio\]
Sustainable growth ties profitability to retained earnings.
0851 / Investing and Portfolio Theory
\[Current\ Yield = \frac{Annual\ Coupon}{Bond\ Price}\]
Current yield measures coupon income relative to bond price.
0852 / Investing and Portfolio Theory
\[P = \sum_{t=1}^{n}\frac{C}{(1+y)^t} + \frac{F}{(1+y)^n}\]
Bond value is the present value of coupons plus face value.
0853 / Investing and Portfolio Theory
\[P = \frac{F}{(1+y)^n}\]
A zero-coupon bond has no periodic coupons.
0854 / Investing and Portfolio Theory
\[YTM \approx \frac{C + \frac{F-P}{n}}{\frac{F+P}{2}}\]
This gives a quick estimate of a bond's yield.
0855 / Investing and Portfolio Theory
\[D \approx \frac{\Delta P / P}{\Delta y}\]
Duration estimates price sensitivity to yield changes.
0856 / Investing and Portfolio Theory
\[D_{mod} = \frac{D_{Mac}}{1+y}\]
Modified duration scales Macaulay duration for price sensitivity.
0857 / Investing and Portfolio Theory
\[Utility = E(R) - \frac{1}{2}A\sigma^2\]
Mean-variance utility trades expected return against risk aversion.
0858 / Investing and Portfolio Theory
\[f^* = \frac{bp - q}{b}\]
The Kelly fraction estimates an optimal betting fraction under specific assumptions.
0859 / Investing and Portfolio Theory
\[MDD = \frac{Trough - Peak}{Peak}\]
Maximum drawdown measures the worst peak-to-trough decline.
0860 / Investing and Portfolio Theory
\[Calmar = \frac{Annualized\ Return}{|MDD|}\]
The Calmar ratio compares return to worst drawdown.
0861 / Investing and Portfolio Theory
\[Sortino = \frac{R_p - R_f}{\sigma_d}\]
Sortino uses downside deviation instead of total volatility.
0862 / Investing and Portfolio Theory
\[\sigma_d = \sqrt{\frac{\sum \min(0,R_i - MAR)^2}{n}}\]
Downside deviation tracks only shortfalls below a target or minimum acceptable return.
0863 / Investing and Portfolio Theory
\[Net\ Return \approx Gross\ Return - Expense\ Ratio\]
Fund fees reduce investor returns over time.
0864 / Investing and Portfolio Theory
\[TEY = \frac{Tax\ Free\ Yield}{1-Tax\ Rate}\]
Compare municipal bond yields to taxable alternatives.
0865 / Investing and Portfolio Theory
\[After\ Tax\ Return = Pre\ Tax\ Return\times(1-Tax\ Rate)\]
Adjust investment performance for taxes.
59 formulas
0866 / Accounting and Business Ratios
\[Gross\ Profit = Revenue - COGS\]
Gross profit subtracts cost of goods sold from revenue.
0867 / Accounting and Business Ratios
\[Gross\ Margin = \frac{Gross\ Profit}{Revenue} \cdot 100\]
Gross margin shows the share of sales left after direct product costs.
0868 / Accounting and Business Ratios
\[Operating\ Income = Gross\ Profit - Operating\ Expenses\]
Operating income measures core business profit before interest and taxes.
0869 / Accounting and Business Ratios
\[Operating\ Margin = \frac{Operating\ Income}{Revenue} \cdot 100\]
Operating margin expresses operating profit as a share of revenue.
0870 / Accounting and Business Ratios
\[Net\ Margin = \frac{Net\ Income}{Revenue} \cdot 100\]
Net margin shows how much of each sales dollar becomes profit.
0871 / Accounting and Business Ratios
\[EBITDA = EBIT + Depreciation + Amortization\]
EBITDA adds noncash depreciation and amortization back to operating profit.
0872 / Accounting and Business Ratios
\[EBITDA\ Margin = \frac{EBITDA}{Revenue} \cdot 100\]
EBITDA margin compares cash-like operating profit to revenue.
0873 / Accounting and Business Ratios
\[Current\ Ratio = \frac{Current\ Assets}{Current\ Liabilities}\]
Current ratio measures short-term liquidity.
0874 / Accounting and Business Ratios
\[Quick\ Ratio = \frac{Current\ Assets - Inventory}{Current\ Liabilities}\]
Quick ratio excludes inventory from current assets.
0875 / Accounting and Business Ratios
\[Cash\ Ratio = \frac{Cash + Marketable\ Securities}{Current\ Liabilities}\]
Cash ratio focuses on the most liquid current assets.
0876 / Accounting and Business Ratios
\[Working\ Capital = Current\ Assets - Current\ Liabilities\]
Working capital is the dollar buffer for short-term obligations.
0877 / Accounting and Business Ratios
\[Inventory\ Turnover = \frac{COGS}{Average\ Inventory}\]
Inventory turnover measures how quickly stock is sold and replaced.
0878 / Accounting and Business Ratios
\[DIO = \frac{365}{Inventory\ Turnover}\]
DIO measures how many days inventory stays on hand.
0879 / Accounting and Business Ratios
\[Receivables\ Turnover = \frac{Credit\ Sales}{Average\ Accounts\ Receivable}\]
Receivables turnover measures how quickly customers pay.
0880 / Accounting and Business Ratios
\[DSO = \frac{365}{Receivables\ Turnover}\]
DSO measures how many days sales remain uncollected.
0881 / Accounting and Business Ratios
\[Payables\ Turnover = \frac{COGS}{Average\ Accounts\ Payable}\]
Payables turnover measures how quickly the business pays suppliers.
0882 / Accounting and Business Ratios
\[DPO = \frac{365}{Payables\ Turnover}\]
DPO measures how long payables stay unpaid.
0883 / Accounting and Business Ratios
\[CCC = DIO + DSO - DPO\]
The cash conversion cycle estimates how long cash is tied up in operations.
0884 / Accounting and Business Ratios
\[Asset\ Turnover = \frac{Revenue}{Average\ Total\ Assets}\]
Asset turnover measures revenue generated per dollar of assets.
0885 / Accounting and Business Ratios
\[Fixed\ Asset\ Turnover = \frac{Revenue}{Average\ Net\ Fixed\ Assets}\]
This ratio focuses on the productivity of long-lived assets.
0886 / Accounting and Business Ratios
\[ROA = \frac{Net\ Income}{Average\ Total\ Assets} \cdot 100\]
ROA measures profit produced by total assets.
0887 / Accounting and Business Ratios
\[ROE = \frac{Net\ Income}{Average\ Equity} \cdot 100\]
ROE measures profit generated for owners.
0888 / Accounting and Business Ratios
\[ROIC = \frac{NOPAT}{Invested\ Capital} \cdot 100\]
ROIC compares after-tax operating profit to capital invested in the business.
0889 / Accounting and Business Ratios
\[Debt\ Ratio = \frac{Total\ Debt}{Total\ Assets}\]
Debt ratio compares total debt to total assets.
0890 / Accounting and Business Ratios
\[D/E = \frac{Total\ Debt}{Total\ Equity}\]
Debt-to-equity compares creditor financing to owner financing.
0891 / Accounting and Business Ratios
\[Debt\ to\ Capital = \frac{Debt}{Debt + Equity}\]
This ratio shows what share of capital structure is debt.
0892 / Accounting and Business Ratios
\[Interest\ Coverage = \frac{EBIT}{Interest\ Expense}\]
Interest coverage measures how many times operating profit covers interest.
0893 / Accounting and Business Ratios
\[Fixed\ Charge\ Coverage = \frac{EBIT + Fixed\ Charges\ Before\ Interest\ and\ Tax}{Interest + Fixed\ Charges}\]
This ratio broadens interest coverage to include other fixed obligations.
0894 / Accounting and Business Ratios
\[Contribution\ Margin = Sales - Variable\ Costs\]
Contribution margin measures what remains to cover fixed costs and profit.
0895 / Accounting and Business Ratios
\[CMR = \frac{Contribution\ Margin}{Sales}\]
The contribution margin ratio expresses contribution margin as a share of sales.
0896 / Accounting and Business Ratios
\[Break\text{-}Even\ Units = \frac{Fixed\ Costs}{Selling\ Price - Variable\ Cost\ per\ Unit}\]
Break-even units show how many units must be sold to cover fixed costs.
0897 / Accounting and Business Ratios
\[Break\text{-}Even\ Sales = \frac{Fixed\ Costs}{Contribution\ Margin\ Ratio}\]
Break-even sales use contribution margin ratio instead of unit contribution.
0898 / Accounting and Business Ratios
\[DOL = \frac{Contribution\ Margin}{Operating\ Income}\]
Operating leverage measures earnings sensitivity to changes in sales.
0899 / Accounting and Business Ratios
\[NWC\ Ratio = \frac{Current\ Assets - Current\ Liabilities}{Total\ Assets}\]
This ratio scales working capital by total assets.
0900 / Accounting and Business Ratios
\[Book\ Value = Total\ Assets - Total\ Liabilities\]
Book value equals owners' equity on the balance sheet.
0901 / Accounting and Business Ratios
\[Z = 1.2X_1 + 1.4X_2 + 3.3X_3 + 0.6X_4 + 1.0X_5\]
Altman Z-score combines liquidity, profitability, leverage, and activity measures to estimate bankruptcy risk.
0902 / Accounting and Business Ratios
\[AR\%\ of\ Sales = \frac{Accounts\ Receivable}{Revenue} \cdot 100\]
This ratio compares outstanding receivables to sales.
0903 / Accounting and Business Ratios
\[Inventory\%\ of\ Assets = \frac{Inventory}{Total\ Assets} \cdot 100\]
This ratio shows how much of the asset base is tied up in inventory.
0904 / Accounting and Business Ratios
\[SG\&A\ Ratio = \frac{SG\&A}{Revenue} \cdot 100\]
This ratio compares overhead spending to sales.
0905 / Accounting and Business Ratios
\[CapEx\ Ratio = \frac{Capital\ Expenditures}{Revenue} \cdot 100\]
This ratio compares capital spending to revenue.
0906 / Accounting and Business Ratios
\[Operating\ Cash\ Flow\ Ratio = \frac{Operating\ Cash\ Flow}{Current\ Liabilities}\]
This cash-based ratio measures short-term debt coverage.
0907 / Accounting and Business Ratios
\[Cash\ Flow\ Margin = \frac{Operating\ Cash\ Flow}{Revenue} \cdot 100\]
Cash flow margin shows cash generation per dollar of sales.
0908 / Accounting and Business Ratios
\[FCF\ Margin = \frac{Free\ Cash\ Flow}{Revenue} \cdot 100\]
This ratio shows the share of revenue that becomes free cash flow.
0909 / Accounting and Business Ratios
\[Asset\ to\ Equity = \frac{Total\ Assets}{Total\ Equity}\]
This ratio is a leverage multiple used in DuPont analysis.
0910 / Accounting and Business Ratios
\[Equity\ Multiplier = \frac{Average\ Assets}{Average\ Equity}\]
Equity multiplier shows the contribution of leverage to ROE.
0911 / Accounting and Business Ratios
\[ROE = Net\ Margin \times Asset\ Turnover \times Equity\ Multiplier\]
DuPont analysis breaks return on equity into profitability, efficiency, and leverage.
0912 / Accounting and Business Ratios
\[SGR = ROE \times Retention\ Ratio\]
Sustainable growth estimates how fast sales and assets can grow without new external equity.
0913 / Accounting and Business Ratios
\[Burn\ Rate = \frac{Cash\ Used}{Months}\]
Burn rate shows how quickly a company is spending cash.
0914 / Accounting and Business Ratios
\[Runway = \frac{Cash\ Balance}{Monthly\ Burn}\]
Runway estimates how many months a company can operate before cash runs out.
0915 / Accounting and Business Ratios
\[CAC = \frac{Sales\ and\ Marketing\ Spend}{New\ Customers}\]
CAC measures the average cost to acquire one new customer.
0916 / Accounting and Business Ratios
\[LTV = ARPU \times Gross\ Margin \times Average\ Customer\ Lifespan\]
LTV estimates total gross profit from a typical customer over its life.
0917 / Accounting and Business Ratios
\[LTV:CAC = \frac{LTV}{CAC}\]
Compare customer value to acquisition cost.
0918 / Accounting and Business Ratios
\[ARPU = \frac{Revenue}{Average\ Users}\]
ARPU measures monetization per user.
0919 / Accounting and Business Ratios
\[MRR = Subscribers \times Average\ Monthly\ Price\]
MRR measures predictable monthly subscription revenue.
0920 / Accounting and Business Ratios
\[ARR = 12 \times MRR\]
ARR annualizes recurring subscription revenue.
0921 / Accounting and Business Ratios
\[Churn = \frac{Customers\ Lost}{Customers\ at\ Start} \cdot 100\]
Churn measures the share of customers that leave.
0922 / Accounting and Business Ratios
\[Retention = 1 - Churn\]
Retention is the share of customers that remain.
0923 / Accounting and Business Ratios
\[Rule\ of\ 40 = Revenue\ Growth\ Rate + EBITDA\ Margin\]
Software businesses often target a combined growth-plus-margin score above 40.
0924 / Accounting and Business Ratios
\[Burn\ Multiple = \frac{Net\ Burn}{Net\ New\ ARR}\]
Burn multiple compares cash burn to recurring revenue added.
30 formulas
0925 / Valuation, Real Estate, and Tax
\[NOI = Revenue - Operating\ Expenses\]
NOI excludes financing, income taxes, and capital expenditures.
0926 / Valuation, Real Estate, and Tax
\[Cap\ Rate = \frac{NOI}{Property\ Value}\]
Cap rate compares income to asset value.
0927 / Valuation, Real Estate, and Tax
\[Cash\text{-}on\text{-}Cash = \frac{Annual\ Pre\text{-}Tax\ Cash\ Flow}{Cash\ Invested} \cdot 100\]
This compares cash received to cash invested.
0928 / Valuation, Real Estate, and Tax
\[GRM = \frac{Property\ Price}{Gross\ Annual\ Rent}\]
GRM is a quick property-screening multiple.
0929 / Valuation, Real Estate, and Tax
\[OER = \frac{Operating\ Expenses}{Gross\ Operating\ Income}\]
Operating expense ratio compares operating costs to gross property income.
0930 / Valuation, Real Estate, and Tax
\[Debt\ Yield = \frac{NOI}{Loan\ Amount}\]
Debt yield compares property cash generation directly to debt size.
0931 / Valuation, Real Estate, and Tax
\[Break\text{-}Even\ Ratio = \frac{Operating\ Expenses + Debt\ Service}{Gross\ Operating\ Income}\]
This ratio shows how much income is required to cover property costs.
0932 / Valuation, Real Estate, and Tax
\[IGR = \frac{ROA \times Retention}{1 - ROA \times Retention}\]
Internal growth rate estimates maximum growth without external financing.
0933 / Valuation, Real Estate, and Tax
\[WACC = \frac{E}{V}R_e + \frac{D}{V}R_d(1-T)\]
WACC blends equity and after-tax debt costs.
0934 / Valuation, Real Estate, and Tax
\[R_e = R_f + \beta(R_m - R_f)\]
Use CAPM to estimate shareholder required return.
0935 / Valuation, Real Estate, and Tax
\[R_d(1-T)\]
Interest tax shields lower the effective cost of debt.
0936 / Valuation, Real Estate, and Tax
\[TV = \frac{FCF_{n+1}}{WACC-g}\]
DCF models often use a perpetuity to estimate post-forecast value.
0937 / Valuation, Real Estate, and Tax
\[TV = EBITDA_n \times Exit\ Multiple\]
An exit multiple approach estimates terminal value from comparable market multiples.
0938 / Valuation, Real Estate, and Tax
\[Tax\ Shield = Deduction \times Tax\ Rate\]
Tax shields measure the tax savings from deductible expenses.
0939 / Valuation, Real Estate, and Tax
\[Depreciation\ Tax\ Shield = Depreciation \times Tax\ Rate\]
Depreciation reduces taxable income and creates a tax benefit.
0940 / Valuation, Real Estate, and Tax
\[PV(Tax\ Shield) = \sum \frac{Tax\ Shield_t}{(1+r)^t}\]
Discount future tax savings to the present.
0941 / Valuation, Real Estate, and Tax
\[NOPAT = EBIT(1-T)\]
NOPAT strips out financing effects while accounting for taxes.
0942 / Valuation, Real Estate, and Tax
\[EVA = NOPAT - (Invested\ Capital \times WACC)\]
EVA measures whether returns exceed capital costs.
0943 / Valuation, Real Estate, and Tax
\[RI = Net\ Income - Equity\ Charge\]
Residual income compares profit to the required return on book equity.
0944 / Valuation, Real Estate, and Tax
\[MVA = Market\ Value - Invested\ Capital\]
MVA compares market value to capital invested in the business.
0945 / Valuation, Real Estate, and Tax
\[P/S = \frac{Market\ Cap}{Revenue}\]
P/S compares equity value to revenue.
0946 / Valuation, Real Estate, and Tax
\[EV/Sales = \frac{Enterprise\ Value}{Revenue}\]
This multiple compares total operating value to revenue.
0947 / Valuation, Real Estate, and Tax
\[P/CF = \frac{Share\ Price}{Cash\ Flow\ per\ Share}\]
This ratio compares market price to operating cash generation.
0948 / Valuation, Real Estate, and Tax
\[After\text{-}Tax\ Yield = Pre\text{-}Tax\ Yield\times(1-T)\]
Taxable yields shrink after income taxes are applied.
0949 / Valuation, Real Estate, and Tax
\[Nominal\ Growth \approx Real\ Growth + Inflation\]
Nominal growth combines real expansion with price-level changes.
0950 / Valuation, Real Estate, and Tax
\[E_d = \frac{\%\ Change\ in\ Quantity}{\%\ Change\ in\ Price}\]
Elasticity measures how sensitive quantity is to price changes.
0951 / Valuation, Real Estate, and Tax
\[Unit\ CM = Price - Variable\ Cost\]
Unit contribution shows what one sale adds toward fixed costs and profit.
0952 / Valuation, Real Estate, and Tax
\[NPV = \sum \frac{Depreciation_t \times Tax\ Rate}{(1+r)^t}\]
Discount each year's depreciation tax shield to present value.
0953 / Valuation, Real Estate, and Tax
\[Leverage = \frac{Loan\ Amount}{Equity\ Invested}\]
Leverage compares borrowed capital to equity capital.
0954 / Valuation, Real Estate, and Tax
\[Equity\ Build\text{-}Up\ Return = \frac{Principal\ Paid\ Down}{Equity\ Invested}\]
Part of real-estate return comes from reducing loan balance over time.
25 formulas
0955 / Corporate Finance and Valuation Reference
\[Enterprise\ Value = \sum_{t=1}^{n}\frac{FCFF_t}{(1+WACC)^t} + \frac{TV}{(1+WACC)^n}\]
Discount free cash flow to the firm and terminal value at the weighted average cost of capital.
0956 / Corporate Finance and Valuation Reference
\[Equity\ Value = Enterprise\ Value - Debt + Cash\]
Convert total operating value into value attributable to equity holders.
0957 / Corporate Finance and Valuation Reference
\[R_p = \frac{D_p}{P_p}\]
Preferred stock cost equals the dividend divided by current preferred price.
0958 / Corporate Finance and Valuation Reference
\[R_e = \frac{D_1}{P_0} + g\]
A dividend-growth model can estimate required return on equity.
0959 / Corporate Finance and Valuation Reference
\[\beta_U = \frac{\beta_L}{1 + (1-T)\frac{D}{E}}\]
Remove capital-structure effects from an observed levered beta.
0960 / Corporate Finance and Valuation Reference
\[\beta_L = \beta_U\left[1 + (1-T)\frac{D}{E}\right]\]
Add capital-structure effects back to an unlevered beta.
0961 / Corporate Finance and Valuation Reference
\[M/B = \frac{Market\ Value\ of\ Equity}{Book\ Value\ of\ Equity}\]
Compare market value to balance-sheet equity.
0962 / Corporate Finance and Valuation Reference
\[PEG = \frac{P/E}{Earnings\ Growth\ Rate}\]
PEG adjusts a price-to-earnings multiple for growth.
0963 / Corporate Finance and Valuation Reference
\[EV/EBIT = \frac{Enterprise\ Value}{EBIT}\]
Compare total business value to operating profit before interest and tax.
0964 / Corporate Finance and Valuation Reference
\[EV/FCFF = \frac{Enterprise\ Value}{FCFF}\]
This valuation multiple compares business value to free cash flow to the firm.
0965 / Corporate Finance and Valuation Reference
\[P/FCF = \frac{Market\ Cap}{Free\ Cash\ Flow}\]
Compare equity valuation to free cash flow generation.
0966 / Corporate Finance and Valuation Reference
\[Dividend\ Coverage = \frac{EPS}{Dividend\ per\ Share}\]
Dividend coverage shows how many times earnings cover dividends.
0967 / Corporate Finance and Valuation Reference
\[Debt = Short\text{-}Term\ Debt + Long\text{-}Term\ Debt\]
Total interest-bearing debt combines current and noncurrent borrowings.
0968 / Corporate Finance and Valuation Reference
\[Net\ Debt = Debt - Cash\]
Net debt offsets debt with available cash balances.
0969 / Corporate Finance and Valuation Reference
\[Debt/EBITDA = \frac{Debt}{EBITDA}\]
This leverage ratio compares debt load to cash operating profit.
0970 / Corporate Finance and Valuation Reference
\[Net\ Debt/EBITDA = \frac{Debt - Cash}{EBITDA}\]
Offset debt with cash before comparing to EBITDA.
0971 / Corporate Finance and Valuation Reference
\[Plowback = \frac{Retained\ Earnings}{Net\ Income}\]
The plowback ratio equals the share of earnings not paid as dividends.
0972 / Corporate Finance and Valuation Reference
\[WASO = \sum Shares_i \times Time\ Weight_i\]
Use time weighting when share count changes during the period.
0973 / Corporate Finance and Valuation Reference
\[Incremental\ Shares = Options - \frac{Options \times Exercise\ Price}{Average\ Market\ Price}\]
The treasury-stock method estimates dilutive shares from options and warrants.
0974 / Corporate Finance and Valuation Reference
\[Book\ Debt\ Ratio = \frac{Book\ Debt}{Book\ Debt + Book\ Equity}\]
Use balance-sheet values to measure financing mix.
0975 / Corporate Finance and Valuation Reference
\[Market\ Debt\ Ratio = \frac{Debt}{Debt + Market\ Value\ of\ Equity}\]
Use market equity value when modeling capital structure.
0976 / Corporate Finance and Valuation Reference
\[UFCF = EBIT(1-T) + D\&A - CapEx - \Delta NWC\]
Unlevered free cash flow matches free cash flow to the firm.
0977 / Corporate Finance and Valuation Reference
\[LFCF = CFO - CapEx + Net\ Borrowing\]
Levered free cash flow measures cash available after debt financing.
0978 / Corporate Finance and Valuation Reference
\[Equity\ Charge = Equity\ Capital \times Cost\ of\ Equity\]
Residual-income models subtract the required return on equity capital.
0979 / Corporate Finance and Valuation Reference
\[Value = Book\ Value + \sum \frac{RI_t}{(1+r)^t}\]
Residual-income valuation adds discounted residual income to current book value.
21 formulas
0980 / Personal Finance and Tax Planning
\[Net\ Worth = Total\ Assets - Total\ Liabilities\]
Net worth measures what remains after paying off all liabilities.
0981 / Personal Finance and Tax Planning
\[Savings\ Rate = \frac{Savings}{Income} \cdot 100\]
Savings rate compares money set aside to income earned.
0982 / Personal Finance and Tax Planning
\[Expense\ Rate = \frac{Expenses}{Income} \cdot 100\]
Expense rate compares spending to income.
0983 / Personal Finance and Tax Planning
\[Months\ of\ Buffer = \frac{Cash\ Reserves}{Monthly\ Essential\ Expenses}\]
This shows how many months of core expenses cash savings can cover.
0984 / Personal Finance and Tax Planning
\[Needs = Income \times 0.50\]
A common budgeting rule allocates 50 percent of after-tax income to needs.
0985 / Personal Finance and Tax Planning
\[Wants = Income \times 0.30\]
A common budgeting rule allocates 30 percent of after-tax income to wants.
0986 / Personal Finance and Tax Planning
\[Savings = Income \times 0.20\]
A common budgeting rule allocates 20 percent of after-tax income to saving or debt payoff.
0987 / Personal Finance and Tax Planning
\[Withdrawal = Portfolio \times Withdrawal\ Rate\]
A safe-withdrawal estimate converts portfolio value into a possible annual spending amount.
0988 / Personal Finance and Tax Planning
\[Years = \frac{Portfolio}{Annual\ Withdrawal}\]
This simple estimate ignores investment growth and inflation.
0989 / Personal Finance and Tax Planning
\[Future\ Cost = Current\ Cost(1+i)^n\]
Inflation compounds education costs forward over time.
0990 / Personal Finance and Tax Planning
\[Nest\ Egg = \frac{Annual\ Spending}{Withdrawal\ Rate}\]
Invert the withdrawal rule to estimate the needed portfolio size.
0991 / Personal Finance and Tax Planning
\[After\text{-}Tax\ Income = Gross\ Income - Taxes\]
After-tax income is the amount available to spend or save.
0992 / Personal Finance and Tax Planning
\[Effective\ Tax\ Rate = \frac{Total\ Tax}{Taxable\ Income} \cdot 100\]
Effective tax rate compares total tax paid to taxable income.
0993 / Personal Finance and Tax Planning
\[Tax\ on\ Extra\ Income = Extra\ Income \times Marginal\ Rate\]
Marginal tax focuses on the next dollars earned.
0994 / Personal Finance and Tax Planning
\[Taxable\ Income = Gross\ Income - Deductions - Exemptions\]
Taxable income is the income base used to calculate tax.
0995 / Personal Finance and Tax Planning
\[After\text{-}Tax\ Value = Pretax\ Value - Taxes\ Due\]
Subtract the expected tax bill to estimate after-tax proceeds.
0996 / Personal Finance and Tax Planning
\[After\text{-}Tax\ Gain = Gain\times(1-Tax\ Rate)\]
Taxes reduce the gain actually kept by the investor.
0997 / Personal Finance and Tax Planning
\[Capital\ Gains\ Tax = Gain \times Capital\ Gains\ Rate\]
Capital-gains tax applies to the taxable investment profit.
0998 / Personal Finance and Tax Planning
\[Net\ Gain = Gains - Losses\]
Realized losses can offset realized gains.
0999 / Personal Finance and Tax Planning
\[Gross\ Return = \frac{Net\ Return}{1-Tax\ Rate}\]
Invert the after-tax return formula to solve for the required pretax return.
1000 / Personal Finance and Tax Planning
\[Total\ Contribution = Employee\ Contribution + Employer\ Match\]
Employer matching increases total retirement-plan savings.
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